2140 3rd St, Saint Paul, MN 55110 Property Records

Ramsey County property record for 2140 3rd St, Saint Paul, MN 55110

Property Summary

Property TypeRetail Stores (Personal Services, Photography, Travel)
Details1,740 sqft · built 1964
Lot Size0.197 acres (8,560 sqft)
OwnerCompany Name on File
Last Sale$1,250,000 (Jun 2024)
Tax Bill$14,576 (2025)
Deeds & MortgagesApr 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN14-30-22-42-0080

Property Details

APN / Parcel Number

Primary APN14-30-22-42-0080
Alternative APNs
  • 8059816
  • 77298

Interior

Units3 Units
Building Area1,740 sqft Total Area

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 2005
Exterior MaterialBrick/Stone
Lot Area8,560 sqft (0.197 acres)
View / LotCentral Business

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemSpace Heater
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number77298
Street Address2140 3RD ST
CitySAINT PAUL
StateMN
Zip55110-3233
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal DescriptionCENTRAL DIVISION, AT,WHITE BEA SUBJ TO HWY AND EX S 43 FT LOT 1 BLK 5
Legal Range22
Legal Township30
Legal Section14
Legal SubdivisionCENTRAL DIVISION, AT,WHITE BEA
Legal Block5
Legal Lot Number1
JurisdictionRAMSEY MN
Township / Civil DivisionWHITE BEAR LAKE
Census Block Group2
Census Block2038
Census Tract40200

Owner

2140 3rd St, a commercial property, is owned by a company that bought it in June 2024.

Source: Ramsey County records, as of August 7, 2026

Owner of RecordCompany Name on File
Mailing Address2140 3RD ST, SAINT PAUL, MN 55110-3233
Owner TypeCompany
VestingLimited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 4, 2024 · Amount on File
Deed SaleJun 4, 2024 · Amount on File
Prior SaleJul 6, 2012 · Amount on File
Deed Document Number20242775060
Record UpdatedOct 29, 2026

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRAMSEY MN
Property Address2140 3RD ST, WHITE BEAR LAKE, MN 55110-3233
Document Number0002636994
Instrument DateApr 4, 2019
Transaction TypeMortgage
Record UpdatedApr 22, 2019
Title CompanyTITLESMART

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address5801 PORTLAND AVE WHITE BEAR LAKE MN 551105728, WHITE BEAR LAKE, MN 55110-5728

Mortgage

Document Number0002636994
DateApr 12, 2019
Instrument2636994
Lender
NamePREMIER BK
TypeBank
AddressWHITE BEAR LAKE, MN 55110
Agreement
AmountAmount on Record
Term60 Months
DueApr 11, 2024

Tax Assessment & Valuation

The 2025 property tax bill for 2140 3rd St was $14,576, up 6.7% from the year before.

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyRamsey County
MunicipalityWhite Bear Lake City
Unified School DistrictWhite Bear Lake School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$693,800 (+8.27%) Land $128,400 Building $565,400$693,800 (+8.27%) Land $128,400 Building $565,400
2025$14,576.00 (+6.72%)$640,800 Land $128,400 Building $512,400$640,800 Land $128,400 Building $512,400
2024$13,658.00 (+7.51%)
2023$12,704.00$490,100 Land $128,400 Building $361,700$490,100 Land $128,400 Building $361,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2140 3rd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2140 3rd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWhite Bear Lake
serves 25,634 people · EPA ID MN1620024
Water SourceGroundwater
Last State InspectionFeb 2026
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber · DSL in parts of the area
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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