Ramsey County property record for 1818 3rd St, Saint Paul, MN 55110
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,181 sqft · built 1947 |
| Lot Size | 0.309 acres (13,440 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $350,000 (Jul 2026) |
| Tax Bill | $5,446 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Mar 2020 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-30-22-32-0089 |
| Primary APN | 14-30-22-32-0089 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,181 sqft Living Area |
| 1st Floor Area | 912 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 13,440 sqft (0.309 acres) |
| Lot Dimensions | 112 ft deep x 120 ft wide |
| View / Lot | Neighborhood / Spot |
| Garage Type | Attached |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 81375 |
|---|---|
| Street Address | 1818 3RD ST |
| City | SAINT PAUL |
| State | MN |
| Zip | 55110-3106 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WALTERS SUBDIVISION E 1/2 OF LOT 6 AND ALL OF LOTS 3 4 AND LOT 5 BLK 3 |
| Legal Range | 22 |
| Legal Township | 30 |
| Legal Section | 14 |
| Legal Subdivision | WALTERS SUBDIVISION |
| Legal Block | 3 |
| Legal Lot Number | 6,3,5 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | WHITE BEAR LAKE |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 40504 |
Source: Ramsey County records, as of August 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1818 3RD ST, SAINT PAUL, MN 55110-3106 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jul 30, 2026 | Warranty Deed, Transfer · Conventional Mortgage AFFINITY PLUS FEDERAL CREDIT UNION |
| Mar 6, 2020 | Warranty Deed, Transfer · Conventional with PMI WELLS FARGO BK |
| Sep 20, 2019 | Warranty Deed, Transfer ESQUIRE TITLE, ESQUIRE TITLE SERVICES |
| Sep 6, 2017 | Deed of Trust, Mortgage · Line of Credit US BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 30, 2026 · Amount on Record |
| Deed Sale | Jul 30, 2026 · Amount on Record |
| Prior Sale | Mar 6, 2020 · Amount on Record |
| Deed Document Number | 20265115258 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Jul 30, 2026 |
| Property Address | 1818 3RD ST, SAINT PAUL, MN 55110-3106 |
| Document Number | 0005115258 |
| Instrument Date | Jul 10, 2026 |
| Instrument | 20265115258 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2026 |
| Title Company | TITLESERVE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $120,190.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1818 3RD ST, SAINT PAUL, MN 55110-3106 |
| Document Number | 0005115259, |
|---|---|
| Date | Jul 30, 2026 |
| Instrument | 20265115259 |
| Name | AFFINITY PLUS FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.47% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Mar 6, 2020 |
| Property Address | 1818 3RD ST, WHITE BEAR LAKE, MN 55110-3106 |
| Document Number | 0004801120 |
| Instrument Date | Feb 26, 2020 |
| Instrument | 4801120 |
| Transaction Type | Transfer |
| Record Updated | Apr 13, 2020 |
| Title Company | PILLAR TITLE SERVICES, PILLAR TITLE SVCS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $862.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1818 3RD ST WHITE BEAR LAKE MN 551103106, WHITE BEAR LAKE, MN 55110-3106 |
| Document Number | 4801121 |
|---|---|
| Date | Mar 6, 2020 |
| Instrument | 4801121 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 5, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Sep 20, 2019 |
| Property Address | 1818 3RD ST, WHITE BEAR LAKE, MN 55110-3106 |
| Document Number | 0004774792 |
| Instrument Date | Sep 13, 2019 |
| Instrument | 4774792 |
| Transaction Type | Transfer |
| Record Updated | Oct 7, 2019 |
| Title Company | ESQUIRE TITLE, ESQUIRE TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Tax | $607.97 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1818 3RD ST WHITE BEAR LAKE MN 551103106, WHITE BEAR LAKE, MN 55110-3106 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 1818 3RD ST, WHITE BEAR LAKE, MN 55110-3106 |
| Document Number | 0004678111 |
| Instrument Date | Sep 6, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2018 |
| Title Company | SOLIDIFI US INC |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 1818 3RD ST WHITE BEAR LAKE MN 551103106, WHITE BEAR LAKE, MN 55110-3106 |
| Document Number | 0004678111 |
|---|---|
| Date | Sep 26, 2017 |
| Instrument | 4678111 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 25, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Ramsey County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | White Bear Lake City |
| Unified School District | White Bear Lake School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $345,200 (-1.26%) Land $96,600 Building $248,600 | $345,200 (-1.26%) Land $96,600 Building $248,600 | |
| 2025 | $5,446.00 (+49.53%) Homeowner's exemption | $349,600 (+22.97%) Land $96,600 Building $253,000 | $349,600 (+22.97%) Land $96,600 Building $253,000 |
| 2024 | $3,642.00 (+20.76%) | ||
| 2023 | $3,016.00 Homeowner's exemption | $284,300 Land $96,600 Building $187,700 | $284,300 Land $96,600 Building $187,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 20, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | White Bear Lake serves 25,634 people · EPA ID MN1620024 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 496 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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