214 Valencia Ave, Aptos, CA 95003 Property Records

Santa Cruz County property record for 214 Valencia Ave, Aptos, CA 95003

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,466 sqft · built 1976
Lot Size0.095 acres (4,138 sqft)
OwnerIndividual Name on Record
Last Sale$810,000 (Dec 2016)
Tax Bill$12,237 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Feb 2021 Transfer
Flood ZoneZone X (minimal risk)
APN042-044-19

Property Details

APN / Parcel Number

Primary APN042-044-19
Alternative APN
  • 042-044-19-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories2 Stories
Building Area1,466 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Architectural StyleContemporary
Exterior MaterialWood Siding
Construction TypeWood
Roof MaterialWood Shingle
Lot Area4,138 sqft (0.095 acres)
Garage TypeAttached
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address214 VALENCIA AVE
CityAPTOS
StateCA
Zip95003-4431
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-4
Legal SubdivisionSEACLIFF PARK 08
Legal Lot Number20
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group2
Census Block2012
Census Tract122100

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address214 VALENCIA AVE, APTOS, CA 95003-4431
OccupancyOwner Occupied
Owner TypeIndividual
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Feb 3, 2021Deed of Trust, Mortgage · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION
Feb 26, 2021Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 9, 2016 · Amount on Record
Deed SaleDec 9, 2016 · Amount on Record
Deed Document Number201649310
Last Transfer DateFeb 22, 2021
Transfer Doc0000012176
Record UpdatedSep 20, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address214 VALENCIA AVE, APTOS, CA 95003-4431
Transaction TypeMortgage
Record UpdatedFeb 23, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address791 WEDGEWOOD DR, SAN JOSE, CA 95123-1349

Mortgage

Document Number0000006206
DateFeb 3, 2021
Instrument2021-0006206
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
AddressPARSIPPANY, NJ 07054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2051

February 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CRUZ CA
Recording DateFeb 26, 2021
Property Address214 VALENCIA AVE, APTOS, CA 95003-4431
Document Number0000012176
Map ReferenceVOL 23 PG 24
Instrument DateFeb 22, 2021
Instrument2021-0012176
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address214 VALENCIA AVE, APTOS, CA 95003-4431

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$958,876 (+2%) Land $747,923 Building $210,953
2025$12,237.00 (+10.11%)$940,074 (+4.04%) Land $733,258 Building $206,816
2023$11,113.00 (+2.2%)$903,571 Land $704,785 Building $198,786$1,141,200
2022$10,874.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims57 (1978–2023)
Claims Outside the SFHA3 of 57
Most Recent ClaimJan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Winter Storms And Flooding, Feb 1998 · 2 claims
  • Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 17 claims
  • Severe Storms, Flood, Mudslides & High Tide, Jan 1982 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOQUEL CREEK WATER DISTRICT
serves 40,962 people · EPA ID CA4410017
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 514 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Starlink
Satellite
280 / 30
Etheric Networks
Fixed Wireless
250 / 100
T-Mobile
Fixed Wireless
100 / 20
Surfnet Communications
Fixed Wireless
100 / 20

May also be available: Cruzio, GeoLinks, Verizon.

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