Santa Cruz County property record for 208 Valencia Ave, Aptos, CA 95003
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,233 sqft · built 1969 |
| Lot Size | 0.094 acres (4,095 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,350,000 (Aug 2025) |
| Tax Bill | $7,546 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Sep 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 042-044-21 |
| Primary APN | 042-044-21 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,233 sqft Living Area |
| Gross Area | 1,652 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Contemporary |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Material | Other |
| Lot Area | 4,095 sqft (0.094 acres) |
| Garage Type | Attached |
| Garage Area | 419 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 208 VALENCIA AVE |
|---|---|
| City | APTOS |
| State | CA |
| Zip | 95003-4431 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-4 |
| Legal Description | BLK N LOT 17 |
| Legal Subdivision | SEACLIFF PARK 08 |
| Legal Block | N |
| Legal Lot Number | 17 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 122100 |
Source: Santa Cruz County assessment roll, as of August 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 208 VALENCIA AVE, APTOS, CA 95003-4431 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Apr 15, 2026 | Deed of Trust, Mortgage · Conventional Mortgage STAR ONE CREDIT UNION |
| Sep 12, 2022 | Deed of Trust, Mortgage · Line of Credit FIRST TECHNOLOGY FEDERAL CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 1, 2025 · Amount on Record |
| Deed Sale | Aug 1, 2025 · Amount on Record |
| Prior Sale | Jun 15, 1998 · Amount on Record |
| Deed Document Number | 202516065 |
| Prior Transfer Date | Sep 23, 2004 |
| Prior Transfer Doc | 0000070517 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Apr 15, 2026 |
| Property Address | 208 VALENCIA AVE, APTOS, CA 95003-4431 |
| Document Number | 0000008337 |
| Instrument Date | Apr 10, 2026 |
| Instrument | 20268337 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Community Property, 149 |
| Address | 208 VALENCIA AVE, APTOS, CA 95003-4431 |
| Document Number | 0000008337, |
|---|---|
| Date | Apr 15, 2026 |
| Instrument | 20268337 |
| Name | STAR ONE CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 208 VALENCIA AVE, APTOS, CA 95003-4431 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2022 |
| Title Company | WFG NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 7421 MESA DR, APTOS, CA 95003-3313 |
| Document Number | 0000025517 |
|---|---|
| Date | Sep 12, 2022 |
| Instrument | 2022-0025517 |
| Name | FIRST TECHNOLOGY FEDERAL CU |
|---|---|
| Type | Credit Union |
| Address | HILLSBORO, OR 97124 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Sep 25, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,350,000 (+162.56%) Land $1,012,500 Building $337,500 | ||
| 2025 | $7,546.00 (+8.28%) | $514,165 (+4.04%) Land $367,259 Building $146,906 | |
| 2024 | $6,969.00 (+4.3%) | ||
| 2023 | $6,682.00 (+2.5%) | $494,199 Land $352,998 Building $141,201 | $1,133,550 |
| 2022 | $6,519.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 57 (1978–2023) |
| Claims Outside the SFHA | 3 of 57 |
| Most Recent Claim | Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 564 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Cruzio Internet, Etheric Communications, LLC., Surfnet Communications.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures