214 Sumter Ct, Havelock, NC 28532 Property Records

Craven County property record for 214 Sumter Ct, Havelock, NC 28532

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,374 sqft · built 1989
Lot Size	1.9 acres (83,112 sqft)
Owner	Individual Name on File
Last Sale	$612,500 (Sep 2005)
Tax Bill	$3,327 (2026)
Deeds & Mortgages	Aug 2019 Refinance Sep 2018 Sale
Flood Zone	Zone AE (high risk)
APN	`5-013-3-029`

Property Details

APN / Parcel Number

Primary APN	`5-013-3-029`
Alternative APN	`122317`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,374 sqft Living Area
1st Floor Area	1,374 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Aluminum/Vinyl
Foundation Type	Masonry
Roof Type	Hip
Roof Material	Wood Shingle
Lot Area	83,112 sqft (1.9 acres)
Garage Area	924 sqft

Exterior Amenities

Boat Access	Boat Access
Boat House	1,000 sqft
Boat Lift	Boat Lift
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	122317
Street Address	214 SUMTER CT
City	HAVELOCK
State	NC
Zip	28532-9797
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	29 PLANTATION HARBOR PH 1 SCT 4
Legal Subdivision	PLANTATION HARBOR
Legal Phase	1
Jurisdiction	CRAVEN NC
Township / Civil Division	5
Census Block Group	1
Census Block	1035
Census Tract	961303

Owner

214 Sumter Ct is owned and occupied by an individual who bought it in September 2005.

Source: Craven County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	214 SUMTER CT, HAVELOCK, NC 28532-9797
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance BRANCH BANKING AND TRUST CO
Sep 7, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 19, 2005 · Amount on File
Deed Sale	Sep 19, 2005 · Amount on File
Deed Book / Page	2356 / 994
Record Updated	Oct 29, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	214 SUMTER CT, HAVELOCK, NC 28532-9797
Transaction Type	Mortgage
Record Updated	Sep 4, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3580/337
Date	Aug 9, 2019
Book Page	3580/337
Instrument	10041653

Lender

Name	BRANCH BANKING AND TRUST CO
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Sep 7, 2018
Property Address	214 SUMTER CT, HAVELOCK, NC 28532-9797
Document Number	3547/1316
Book / Page	3547 / 1316
Instrument Date	Aug 15, 2018
Instrument	000010027477
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	214 SUMTER CT, HAVELOCK, NC 28532-9797

Tax Assessment & Valuation

The 2026 property tax bill for 214 Sumter Ct was $3,327.

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,327.00	$638,190 (-) Land $115,000 Building $523,190	$638,190 (-) Land $115,000 Building $523,190
2025	$3,327.00	$638,190 Land $115,000 Building $523,190	$638,190 Land $115,000 Building $523,190
2023	$3,303.00 (-1.14%)	$638,190 (+23.86%) Land $115,000 Building $523,190	$638,190 Land $115,000 Building $523,190
2022	$3,341.00	$515,260 Land $115,000 Building $400,260
2018			$515,260 Land $115,000 Building $400,260

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 214 Sumter Ct in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 183 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	183 in force
Nearby Flood Claims	421 (1996–2019)
Claims Outside the SFHA	24 of 421
Most Recent Claim	Sep 2019 · other causes
Claims by Event	Hurricane Florence, Sep 2018 · 132 claims Hurricane Irene, Sep 2011 · 120 claims Hurricane Isabel, Sep 2003 · 82 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 214 Sumter Ct is moderate, ranking above 51% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 72% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRAVEN COUNTY WATER SYSTEM serves 37,848 people · EPA ID NC0425055
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50

Cell Coverage

4G LTE (outdoors only), no 5G reported

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