206 Sumter Ct, Havelock, NC 28532 Property Records

Craven County property record for 206 Sumter Ct, Havelock, NC 28532

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,722 sqft · built 2022
Lot Size	0.89 acres (38,767 sqft)
Owner	2 Individual Names on Record
Last Sale	$95,000 (Nov 2020)
Tax Bill	$5,305 (2026)
Deeds & Mortgages	Mar 2022 Construction Loan Nov 2020 Sale
Flood Zone	Zone AE (high risk)
APN	`5-013-3-033`

Property Details

APN / Parcel Number

Primary APN	`5-013-3-033`
Alternative APN	`131527`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,722 sqft Living Area
Interior Walls	Finished/Painted

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Wood Truss
Roof Material	Metal
Lot Area	38,767 sqft (0.89 acres)
Garage Type	Attached

Exterior Amenities

Pool Area	200 sqft
Boat Access	Boat Access
Boat House	216 sqft
Boat Lift	Boat Lift

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	131527
Street Address	206 SUMTER CT
City	HAVELOCK
State	NC
Zip	28532-9797
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	33 PLANTATION HARBOR PH 1 SCT 4
Legal Subdivision	PLANTATION HARBOR
Legal Phase	1
Jurisdiction	CRAVEN NC
Township / Civil Division	5
Census Block Group	1
Census Block	1035
Census Tract	961303

Owner

Source: Craven County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	698 WHITE HORSE DR, GREENVILLE, NC 27834-7829
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2022	Deed of Trust, Mortgage · Construction Mortgage AFFILIATED MORTGAGE SERVICES
Nov 18, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 18, 2020 · Amount on Record
Deed Sale	Nov 18, 2020 · Amount on Record
Prior Sale	Sep 20, 2005 · Amount on Record
Deed Document Number	202010064806
Deed Book / Page	3640 / 1583
Prior Transfer Date	Aug 18, 2009
Prior Transfer Doc	02855/0110
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	206 SUMTER CT, HAVELOCK, NC 28532-9797
Transaction Type	Mortgage
Record Updated	Dec 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	698 WHITE HORSE DR, GREENVILLE, NC 27834-7829

Mortgage

Document Number	03714/1649
Date	Mar 1, 2022
Book Page	3714/1649
Instrument	10092643

Lender

Name	AFFILIATED MORTGAGE SERVICES
Type	Mortgage Company
Address	ROCKY MOUNT, NC 27804

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	378 Months
Due	Sep 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	Sep 1, 2038
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	8.37%
Index	Other
Max Rate	8.37%

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Nov 18, 2020
Property Address	206 SUMTER CT, HAVELOCK, NC 28532-9797
Document Number	03640/1583
Book / Page	3640 / 1583
Map Reference	CAB E SL 209-216
Instrument Date	Nov 10, 2020
Instrument	10064806
Transaction Type	Transfer
Record Updated	Dec 11, 2023

Transaction

Amount	Amount Recorded
Tax	$190.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	247 OYSTER POINT RD, ORIENTAL, NC 28571-7523

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	698 WHITE HORSE DR, GREENVILLE, NC 27834-7829

Tax Assessment & Valuation

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,305.00	$1,049,030 (-) Land $100,000 Building $949,030	$1,049,030 (-) Land $100,000 Building $949,030
2025	$5,305.00 (+55.85%)	$1,049,030 (+56.5%) Land $100,000 Building $949,030	$1,049,030 (+56.5%) Land $100,000 Building $949,030
2023	$3,404.00 (+444.64%)	$670,290 (+570.29%) Land $100,000 Building $570,290	$670,290 (+570.29%) Land $100,000 Building $570,290
2022	$625.00	$100,000 Land $100,000
2018			$100,000 Land $100,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 183 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	183 in force
Nearby Flood Claims	421 (1996–2019)
Claims Outside the SFHA	24 of 421
Most Recent Claim	Sep 2019 · other causes
Claims by Event	Hurricane Florence, Sep 2018 · 132 claims Hurricane Irene, Sep 2011 · 120 claims Hurricane Isabel, Sep 2003 · 82 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 81% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRAVEN COUNTY WATER SYSTEM serves 37,848 people · EPA ID NC0425055
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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