214 Student Union St, Bluffton (Okatie), SC 29909 Property Records

Beaufort County property record for 214 Student Union St, Bluffton, SC 29909

Property Summary

Property Type	Single Family Home
Details	1,558 sqft · built 2006
Lot Size	0.169 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$209,000 (Mar 2021)
Tax Bill	$1,269 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage
Flood Zone	Zone A (high risk)
APN	`12221965`

Property Details

APN / Parcel Number

Primary APN	`12221965`
Alternative APNs	`R600 019 000 0181 0000` `R603 019 000 0181 0000`

Interior

Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,558 sqft Living Area

Exterior

Year Built	Built 2006
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	7,405 sqft (0.169 acres)
Garage Type	Detached
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	12221965
Old Parcel Number	R603 019 000 0181 0000
Street Address	214 STUDENT UNION ST
City	BLUFFTON
State	SC
Zip	29909-6185
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	4116
Legal Description	LOT 244 UNIVERSITY PARK PH 3 PB108 P26-28
Legal Subdivision	UNIVERSITY PARK
Legal Phase	3
Legal Lot Number	244
Jurisdiction	BEAUFORT SC
Township / Civil Division	BLUFFTON
Census Block Group	2
Census Block	2013
Census Tract	2110

Owner

214 Student Union St is owned and occupied by an individual who bought it in March 2021.

Source: Beaufort County records, as of March 11, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	214 STUDENT UNION ST, BLUFFTON, SC 29909-6185
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 4, 2021 · Amount on File
Deed Sale	Mar 4, 2021 · Amount on File
Prior Sale	Jul 7, 2006 · Amount on File
Deed Document Number	2021015414
Deed Book / Page	3979 / 1482
Record Updated	Jun 8, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEAUFORT SC
Recording Date	Mar 4, 2021
Property Address	214 STUDENT UNION ST, BLUFFTON, SC 29909-6185
Document Number	0000015414
Book / Page	3979 / 1482
Map Reference	MB 108 PG 26-28
Instrument Date	Feb 10, 2021
Instrument	2021015414
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$543.40
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	214 STUDENT UNION ST, BLUFFTON, SC 29909-6185

Mortgage

Document Number	0000015415
Date	Mar 4, 2021
Instrument	2021015415

Lender

Name	BLUE RIDGE BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

Mortgage

Document Number	0000015416
Date	Mar 4, 2021
Book Page	3979/1497
Instrument	2021015416

Lender

Name	BLUE RIDGE BANK
Type	Bank
Address	LURAY, VA 22835

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 214 Student Union St was $1,269, down 0.1% from the year before.

Source: Beaufort County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,269.00 (-0.08%)	$9,610 (-22.12%)
2024	$1,270.00	$12,340 (-) Land $1,848 Building $10,492	$308,500 (-) Land $46,200 Building $262,300
2023	$1,270.00 (+8.45%)	$12,340 (+47.61%) Land $1,848 Building $10,492	$308,500 (+47.61%) Land $46,200 Building $262,300
2022	$1,171.00	$8,360 Land $1,320 Building $7,040	$209,000 Land $33,000 Building $176,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 214 Student Union St in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 293 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	293 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 214 Student Union St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Fiber · Cable	1,000 / 1,000

May also be available: Spectrum.

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