209 Student Union St, Bluffton (Okatie), SC 29909 Property Records

Beaufort County property record for 209 Student Union St, Bluffton, SC 29909

Property Summary

Property TypeSingle Family Home
Details1 bd · 1,120 sqft · built 2006
Lot Size0.15 acres (6,534 sqft)
OwnerIndividual Name on Record
Last Sale$280,000 (Dec 2022)
Tax Bill$4,059 (2025)
Deeds & MortgagesDec 2022 Sale & Mortgage
Flood ZoneZone A (high risk)
APN12222018

Property Details

APN / Parcel Number

Primary APN12222018
Alternative APNs
  • R600 019 000 0186 0000
  • R603 019 000 0186 0000

Interior

Bedrooms1 Bed
Total Rooms6 Rooms
Stories2 Stories
Building Area1,120 sqft Living Area
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,534 sqft (0.15 acres)
PorchOpen Porch
Patio Area80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number12222018
Old Parcel NumberR603 019 000 0186 0000
Street Address209 STUDENT UNION ST
CityBLUFFTON
StateSC
Zip29909-6186
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code4116
Legal DescriptionLOT 249 UNIVERSITY PARK PH 3 PB108 P26-28
Legal SubdivisionUNIVERSITY PARK
Legal Phase3
Legal Lot Number249
JurisdictionBEAUFORT SC
Township / Civil DivisionBLUFFTON
Census Block Group2
Census Block2015
Census Tract2110

Owner

Source: Beaufort County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address209 STUDENT UNION ST, BLUFFTON, SC 29909-6186
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 28, 2022 · Amount on Record
Deed SaleDec 28, 2022 · Amount on Record
Deed Document Number2022068385
Deed Book / Page4207 / 2025
Record UpdatedJun 8, 2026

December 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBEAUFORT SC
Recording DateDec 28, 2022
Property Address209 STUDENT UNION ST, BLUFFTON, SC 29909-6186
Document Number0000068385
Book / Page4207 / 2025
Map ReferenceMB 108 PG 26-28
Instrument DateDec 9, 2022
Instrument2022068385
Transaction TypeTransfer
Record UpdatedJan 6, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$728.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address209 STUDENT UNION ST, BLUFFTON, SC 29909-6186

Mortgage

Document Number0000068386
DateDec 28, 2022
Instrument2022068386
Lender
NameSOUTHERN TRUST MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2053

Tax Assessment & Valuation

Source: Beaufort County assessment roll, as of September 13, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyBeaufort County
Unified School DistrictBeaufort County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,059.00 (+195.63%)$16,120 (+49.98%)
2024$1,373.00 (-65.6%)$10,748 (-) Land $1,848 Building $8,900$268,700 (-) Land $46,200 Building $222,500
2023$3,991.00 (+514.95%)$10,748 (+87.25%) Land $1,848 Building $8,900$268,700 (+87.25%) Land $46,200 Building $222,500
2022$649.00$5,740 Land $1,320 Building $4,420$143,500 Land $33,000 Building $110,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 293 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies293 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBJW&SA
serves 164,829 people · EPA ID SC0720003
Water SourceSurface water
Last State InspectionApr 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Oct 2023
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: Sparklight.

Nearby Properties on Student Union St

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