166 Spruce St, Canton, NC 28716 Property Records

Haywood County property record for 166 Spruce St, Canton, NC 28716

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 837 sqft · built 1946
Lot Size	0.211 acres (9,204 sqft)
Owner	Individual Name on Record
Last Sale	$230,000 (May 2026)
Tax Bill	$280 (2025)
Deeds & Mortgages	May 2026 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`8667-26-4152`

Property Details

APN / Parcel Number

Primary APN	`8667-26-4152`
Alternative APN	`253738`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	837 sqft Heated Area
Gross Area	897 sqft
1st Floor Area	837 sqft
Basement Area	837 sqft
Unfinished Basement	837 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Architectural Style	Conventional
Exterior Material	Vinyl
Roof Material	Asphalt
Lot Area	9,204 sqft (0.211 acres)
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	253738
Street Address	166 SPRUCE ST
City	CANTON
State	NC
Zip	28716-1530
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CNR2
Legal Description	166 SPRUCE ST
Legal Subdivision	SPRUCE ST
Jurisdiction	HAYWOOD NC
Township / Civil Division	BEAVERDAM
Census Block Group	2
Census Block	2004
Census Tract	920202

Owner

Source: Haywood County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	166 SPRUCE ST, CANTON, NC 28716-1530
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 18, 2026 · Amount on Record
Deed Sale	May 18, 2026 · Amount on Record
Prior Sale	Jun 14, 1974 · Amount on Record
Deed Document Number	20264182
Deed Book / Page	1153 / 441
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAYWOOD NC
Recording Date	May 18, 2026
Property Address	166 SPRUCE ST, CANTON, NC 28716-1530
Document Number	0000004182
Book / Page	1153 / 441
Instrument Date	May 13, 2026
Instrument	2026.4182
Transaction Type	Transfer
Record Updated	May 28, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$46,460.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	166 SPRUCE ST, CANTON, NC 28716-1530

Mortgage

Document Number	0000004183,
Date	May 18, 2026
Book Page	1153/444
Instrument	2026.4183

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.46%
Max Rate	-1%

Tax Assessment & Valuation

Source: Haywood County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Haywood County
Municipality	Canton Town
Unified School District	Haywood County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$101,900 (-) Land $18,400 Building $83,500
2025	$280.00	$101,900 (-) Land $18,400 Building $83,500	$101,900 (-) Land $18,400 Building $83,500
2023		$101,900 Land $18,400 Building $83,500	$101,900 (-) Land $18,400 Building $83,500
2021			$101,900 Land $18,400 Building $83,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 67% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CANTON serves 7,850 people · EPA ID NC0144015
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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