Middlesex County and Framingham City property record for 214 Prospect St, Framingham, MA 01701
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,233 sqft · built 1954 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Individual Name on File |
| Last Sale | $290,000 (Aug 2003) |
| Tax Bill | $6,439 (2026) |
| Deeds & Mortgages | Apr 2023 Line of Credit Mar 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 80-66-2196 |
| Primary APN | 80-66-2196 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,233 sqft Living Area |
| Gross Area | 2,287 sqft |
| 1st Floor Area | 1,233 sqft |
| Basement Area | 990 sqft |
| Unfinished Basement | 990 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1966 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,841 sqft (0.18 acres) |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 13877 |
|---|---|
| Street Address | 214 PROSPECT ST |
| City | FRAMINGHAM |
| State | MA |
| Zip | 01701-4829 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Block | 66 |
| Legal Lot Number | 2196 |
| Jurisdiction | FRAMINGHAM MA |
| Township / Civil Division | FRAMINGHAM |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 383600 |
214 Prospect St is owned and occupied by an individual who bought it in August 2003.
Source: Middlesex County and Framingham City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 214 PROSPECT ST, FRAMINGHAM, MA 01701-4829 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 21, 2023 | Deed of Trust, Mortgage · Line of Credit MASS BAY CREDIT UNION |
| Mar 5, 2020 | Deed of Trust, Mortgage · Line of Credit CITIZENS BK/RI |
| May 25, 2018 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 29, 2003 · Amount on File |
| Deed Sale | Aug 29, 2003 · Amount on File |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRAMINGHAM MA |
| Property Address | 214 PROSPECT ST, FRAMINGHAM, MA 01701-4829 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001935713 |
|---|---|
| Date | Apr 21, 2023 |
| Instrument | 1935713 |
| Name | MASS BAY CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | May 1, 2048 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRAMINGHAM MA |
| Property Address | 214 PROSPECT ST, FRAMINGHAM, MA 01701-4829 |
| Document Number | 0001848208 |
| Instrument Date | Mar 5, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 214 PROSPECT ST FRAMINGHAM MA 017014829, FRAMINGHAM, MA 01701-4829 |
| Document Number | 0001848208 |
|---|---|
| Date | Jul 29, 2020 |
| Instrument | 1848208 |
| Name | CITIZENS BK/RI |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jul 28, 2045 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRAMINGHAM MA |
| Property Address | 214 PROSPECT ST, FRAMINGHAM, MA 01701-4829 |
| Document Number | 0000088751 |
| Instrument Date | May 25, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2018 |
| Name | Verified Name |
|---|---|
| Address | 214 PROSPECT ST FRAMINGHAM MA 017014829, FRAMINGHAM, MA 01701-4829 |
| Document Number | 0000088751 |
|---|---|
| Date | May 31, 2018 |
| Instrument | 88751 |
| Name | GUARANTEED RATE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 30, 2033 |
The 2026 property tax bill for 214 Prospect St was $6,439, up 3.6% from the year before.
Source: Middlesex County and Framingham City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Framingham City |
| Unified School District | Framingham School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,439.00 (+3.55%) | $544,300 (+4.51%) Land $288,300 Building $256,000 | $561,877 (-10.02%) |
| 2025 | $6,218.00 (+5.59%) | $520,800 (+10.2%) Land $274,600 Building $246,200 | $624,435 (+0.58%) |
| 2024 | $5,889.00 (+5.78%) | $472,600 (+11.12%) Land $244,600 Building $228,000 | $620,825 |
| 2023 | $5,567.00 | $425,300 Land $218,300 Building $207,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 214 Prospect St in Zone X, an area of minimal flood risk, though there have been 31 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 individual policies |
| Nearby Flood Policies | 42 units insured incl. 32 condo units |
| Nearby Flood Claims | 31 (1979–2023) |
| Claims Outside the SFHA | 4 of 31 |
| Most Recent Claim | Dec 2023 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 214 Prospect St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRAMINGHAM WATER DEPT. (MWRA) serves 72,362 people · EPA ID MA3100000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Apr 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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