186 Prospect St, Framingham, MA 01701 Property Records

Middlesex County and Framingham City property record for 186 Prospect St, Framingham, MA 01701

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,556 sqft · built 1907
Lot Size0.49 acres (21,344 sqft)
Owner2 Individual Names on Record
Last Sale$422,500 (Jun 2014)
Tax Bill$7,264 (2026)
Flood ZoneZone X (minimal risk)
APN91-65-4715

Property Details

APN / Parcel Number

Primary APN91-65-4715
Alternative APNs
  • FRAM M:091 B:65 L:4715 U:000
  • M:228.0 B:0087 L:0009.0
  • F_676412_2935757
  • 5897

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,556 sqft Living Area
Gross Area3,046 sqft
1st Floor Area944 sqft
Basement Area762 sqft
Unfinished Basement762 sqft

Exterior

Year BuiltBuilt 1907
Effective Year BuiltEffective 1983
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area21,344 sqft (0.49 acres)
Garage TypeBasement
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number5897
Street Address186 PROSPECT ST
CityFRAMINGHAM
StateMA
Zip01701-4827
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal Block65
Legal Lot Number4715
JurisdictionFRAMINGHAM MA
Township / Civil DivisionFRAMINGHAM
Census Block Group4
Census Block4007
Census Tract383600

Owner

Source: Middlesex County and Framingham City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address186 PROSPECT ST, FRAMINGHAM, MA 01701-4827
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 12, 2014 · Amount on Record
Deed SaleJun 12, 2014 · Amount on Record
Prior SaleMar 31, 2006 · Amount on Record
Deed Book / Page63745 / 471
Transfer Doc063745-471
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Middlesex County and Framingham City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityFramingham City
Unified School DistrictFramingham School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,264.00 (+2.15%)$614,000 (+3.09%) Land $303,300 Building $307,400$666,459 (-5.88%)
2025$7,111.00 (+3.99%)$595,600 (+8.53%) Land $288,800 Building $306,800$708,130 (-2.13%)
2024$6,838.00 (+5.28%)$548,800 (+10.6%) Land $257,500 Building $291,300$723,520
2023$6,495.00$496,200 Land $229,700 Building $266,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 individual policies
Nearby Flood Policies42 units insured
incl. 32 condo units
Nearby Flood Claims31 (1979–2023)
Claims Outside the SFHA4 of 31
Most Recent ClaimDec 2023 · river or lake flooding
Claims by Event
  • Severe Storms And Flooding, Mar 2010 · 5 claims
  • Severe Storms & Flooding, Apr 1987 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFRAMINGHAM WATER DEPT. (MWRA)
serves 72,362 people · EPA ID MA3100000
Water SourcePurchased surface water from MWRA
Last State InspectionApr 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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