Berks County property record for 214 Prospect Ave, Reading, PA 19611
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,436 sqft · built 1953 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | Individual Name on File |
| Last Sale | $125,000 (Dec 2018) |
| Tax Bill | $2,317 (2026) |
| Deeds & Mortgages | Nov 2021 Mortgage Dec 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 5306-59-74-6383 |
| Primary APN | 5306-59-74-6383 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,436 sqft Living Area |
| 1st Floor Area | 1,436 sqft |
| Family Room | Family Room |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 4,356 sqft (0.1 acres) |
| View / Lot | Neighborhood |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 18607850 |
|---|---|
| Street Address | 214 PROSPECT AVE |
| City | READING |
| State | PA |
| Zip | 19611-2069 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 74 |
| Legal Lot Number | 110-1 |
| Jurisdiction | BERKS PA |
| Township / Civil Division | READING |
| Census Block Group | 1 |
| Census Block | 1055 |
| Census Tract | 2900 |
214 Prospect Ave is owned and occupied by an individual who bought it in December 2018.
Source: Berks County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 214 PROSPECT AVE, READING, PA 19611-2069 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 22, 2021 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Dec 6, 2018 | Grant Deed, Transfer · FHA Mortgage FIRST CHOICE LN SVCS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 6, 2018 · Amount on File |
| Deed Sale | Dec 6, 2018 · Amount on File |
| Deed Document Number | 201842154 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 214 PROSPECT AVE, WEST READING, PA 19611-2069 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 214 PROSPECT AVE, READING, PA 19611-2069 |
| Document Number | 0000058071 |
|---|---|
| Date | Nov 22, 2021 |
| Instrument | 2021058071 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 325 Months |
| Due | Dec 1, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BERKS PA |
| Recording Date | Dec 6, 2018 |
| Property Address | 214 PROSPECT AVE, READING, PA 19611-2069 |
| Document Number | 0000042154 |
| Instrument Date | Nov 30, 2018 |
| Instrument | 42154 |
| Transaction Type | Transfer |
| Record Updated | Dec 19, 2018 |
| Title Company | SECURED LAND TRANSFERS INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,250.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 214 PROSPECT AVE READING PA 196112069, READING, PA 19611-2069 |
| Document Number | 42155 |
|---|---|
| Date | Dec 6, 2018 |
| Instrument | 42155 |
| Name | FIRST CHOICE LN SVCS |
|---|---|
| Type | Funding / Finance Company |
| Address | EAST BRUNSWICK, NJ 08816 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 5, 2048 |
The 2026 property tax bill for 214 Prospect Ave was $2,317 with a homeowner's exemption.
Source: Berks County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Berks County |
| Municipality | Reading City |
| Unified School District | Reading School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,317.00 Homeowner's exemption | $82,100 Land $23,000 Building $59,100 | $23,000 Land $23,000 |
| 2024 | $2,173.00 | $82,100 Land $23,000 Building $59,100 | |
| 1994 | $82,100 Land $23,000 Building $59,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 214 Prospect Ave in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 4 (1979–2006) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Jun 2006 · Severe Storms, Flooding, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 214 Prospect Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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