Berks County property record for 104 Prospect Ave, Reading, PA 19611
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,025 sqft · built 1962 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $241,000 (Apr 2023) |
| Tax Bill | $2,340 (2026) |
| Deeds & Mortgages | Apr 2023 Sale & Mortgage Nov 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5306-59-84-0465 |
| Primary APN | 5306-59-84-0465 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,025 sqft Living Area |
| 1st Floor Area | 1,025 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,970 sqft (0.16 acres) |
| View / Lot | Neighborhood |
| Garage Type | Attached |
| Porch | Enclosed Porch |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 104 PROSPECT AVE |
|---|---|
| City | READING |
| State | PA |
| Zip | 19611-2067 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 84 |
| Legal Lot Number | 167-1 |
| Jurisdiction | BERKS PA |
| Township / Civil Division | READING |
| Census Block Group | 1 |
| Census Block | 1051 |
| Census Tract | 2900 |
Source: Berks County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 104 PROSPECT AVE, READING, PA 19611-2067 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
| Date | Document |
|---|---|
| Apr 19, 2023 | Deed, Transfer · Conventional Mortgage FULTON BANK NA |
| Nov 23, 2020 | Deed, Transfer · Conventional Mortgage RESIDENTIAL MORTGAGE SERVICES |
| Jan 12, 2018 | Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 19, 2023 · Amount on Record |
| Deed Sale | Apr 19, 2023 · Amount on Record |
| Prior Sale | Nov 23, 2020 · Amount on Record |
| Deed Document Number | 202311096 |
| Prior Transfer Date | Nov 13, 2020 |
| Prior Transfer Doc | 0000044451 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKS PA |
| Recording Date | Apr 19, 2023 |
| Property Address | 104 PROSPECT AVE, WEST READING, PA 19611-2067 |
| Document Number | 0000011096 |
| Map Reference | MB 4 PG 39 |
| Instrument Date | Apr 18, 2023 |
| Instrument | 2023011096 |
| Transaction Type | Transfer |
| Record Updated | Apr 30, 2026 |
| Title Company | NC ABSTRACT LLC, ONE ABSTRACT LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,410.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 104 PROSPECT AVE, READING, PA 19611-2067 |
| Investor | Possibly a Property Investor |
| Document Number | 0000011097 |
|---|---|
| Date | Apr 19, 2023 |
| Instrument | 2023011097 |
| Name | FULTON BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKS PA |
| Recording Date | Nov 23, 2020 |
| Property Address | 104 PROSPECT AVE, READING, PA 19611-2067 |
| Document Number | 0000044451 |
| Instrument Date | Nov 13, 2020 |
| Instrument | 2020044451 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2021 |
| Title Company | SETTLEMENT ENGINE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 432 CARSONIA AVE, 432, READING, PA 19606-1509 |
| Name | Verified Name |
|---|---|
| Address | 104 PROSPECT AVE, READING, PA 19611-2067 |
| Document Number | 0000044452 |
|---|---|
| Date | Nov 23, 2020 |
| Instrument | 2020044452 |
| Name | RESIDENTIAL MORTGAGE SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 104 PROSPECT AVE, READING, PA 19611-2067 |
| Document Number | 0000002641 |
| Instrument Date | Jan 12, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 1, 2018 |
| Title Company | DATA SEARCH INC |
| Name | Verified Name |
|---|---|
| Address | 104 PROSPECT AVE READING PA 196112067, READING, PA 19611-2067 |
| Document Number | 0000002641 |
|---|---|
| Date | Jan 23, 2018 |
| Instrument | 2641 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WINSTON-SALEM, NC 27101 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jan 22, 2043 |
| Rate Type | Adjustable Rate |
|---|
Source: Berks County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Berks County |
| Municipality | Reading City |
| Unified School District | Reading School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,340.00 (+6.65%) | $82,900 (-) Land $29,900 Building $53,000 | $29,900 (-63.93%) Land $29,900 |
| 2024 | $2,194.00 | $82,900 Land $29,900 Building $53,000 | |
| 1994 | $82,900 Land $29,900 Building $53,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 4 (1979–2006) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Jun 2006 · Severe Storms, Flooding, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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