Union County and Mountainside Borough property record for 214 Oak Tree Rd, Mountainside, NJ 07092
| Property Type | Single Family Home |
|---|---|
| Details | 1,235 sqft · built 1956 |
| Lot Size | 0.144 acres (6,273 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $440,000 (Jan 2019) |
| Tax Bill | $9,154 (2025) |
| Deeds & Mortgages | Feb 2022 Line of Credit May 2021 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-00015-11-00010 |
| Primary APN | 10-00015-11-00010 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,235 sqft Living Area |
| 1st Floor Area | 1,235 sqft |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Construction Type | Frame |
| Lot Area | 6,273 sqft (0.144 acres) |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 1000015K00010 |
|---|---|
| Street Address | 214 OAK TREE RD |
| City | MOUNTAINSIDE |
| State | NJ |
| Zip | 07092-1824 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Subdivision | OAK TREE ROAD |
| Legal Block | 15.11 |
| Legal Lot Number | 10 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | MOUNTAINSIDE |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 38300 |
Source: Union County and Mountainside Borough records, as of July 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 214 OAK TREE RD, MOUNTAINSIDE, NJ 07092-1824 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 24, 2022 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| May 19, 2021 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Sep 12, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PNC BK |
| Sep 12, 2020 | Deed of Trust, Mortgage · Line of Credit PNC BK |
| Oct 26, 2019 | Deed of Trust, Mortgage · Conventional Mortgage VALLEY NAT'L BK |
| Jan 18, 2019 | Grant Deed, Transfer · Conventional Mortgage PNC BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 18, 2019 · Amount on Record |
| Deed Sale | Jan 18, 2019 · Amount on Record |
| Prior Sale | Apr 21, 2004 · Amount on Record |
| Deed Document Number | 2019309086 |
| Deed Book / Page | 6305 / 803 |
| Prior Transfer Date | Apr 5, 2001 |
| Prior Transfer Doc | 0051080124 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 214 OAK TREE RD, MOUNTAINSIDE, NJ 07092-1824 |
| Transaction Type | Mortgage |
| Record Updated | Mar 28, 2022 |
| Name | Verified Name |
|---|---|
| Address | 214 OAK TREE RD, MOUNTAINSIDE, NJ 07092-1824 |
| Document Number | 0151702816 |
|---|---|
| Date | Feb 24, 2022 |
| Book Page | 15170/2816 |
| Instrument | 32729 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Feb 1, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 214 OAK TREE RD, MOUNTAINSIDE, NJ 07092-1824 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2021 |
| Name | Verified Name |
|---|---|
| Address | 214 OAK TREE RD, MOUNTAINSIDE, NJ 07092-1824 |
| Document Number | 0149652876 |
|---|---|
| Date | May 19, 2021 |
| Book Page | 14965/2876 |
| Instrument | 12393 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | May 1, 2061 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 214 OAK TREE RD, MOUNTAINSIDE, NJ 07092-1824 |
| Document Number | 0147790191 |
| Instrument Date | Sep 12, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 214 OAK TREE RD MOUNTAINSIDE NJ 070921824, MOUNTAINSIDE, NJ 07092-1824 |
| Document Number | 0147790191 |
|---|---|
| Date | Oct 1, 2020 |
| Book Page | 014779/000191 |
| Instrument | 700084 |
| Name | PNC BK |
|---|---|
| Type | Bank |
| Address | CHAMPION, PA 15622 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 214 OAK TREE RD, MOUNTAINSIDE, NJ 07092-1824 |
| Document Number | 0147790195 |
| Instrument Date | Sep 12, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 214 OAK TREE RD MOUNTAINSIDE NJ 070921824, MOUNTAINSIDE, NJ 07092-1824 |
| Document Number | 0147790195 |
|---|---|
| Date | Oct 1, 2020 |
| Book Page | 014779/000195 |
| Instrument | 700085 |
| Name | PNC BK |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 214 OAK TREE RD, MOUNTAINSIDE, NJ 07092-1824 |
| Document Number | 0146252440 |
| Instrument Date | Oct 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 26, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 244 OAK TREE RD MOUNTAINSIDE NJ 07092, MOUNTAINSIDE, NJ 07092 |
| Document Number | 0146252440 |
|---|---|
| Date | Dec 5, 2019 |
| Book Page | 014625/002440 |
| Instrument | 682922 |
| Name | VALLEY NAT'L BK |
|---|---|
| Type | Bank |
| Address | WAYNE, NJ 07470 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 4, 2034 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Jan 18, 2019 |
| Property Address | 214 OAK TREE RD, MOUNTAINSIDE, NJ 07092-1824 |
| Document Number | 0063050803 |
| Book / Page | 006305 / 000803 |
| Instrument Date | Jan 4, 2019 |
| Instrument | 309086 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2019 |
| Title Company | ACRES LAND TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $440.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 214 OAK TREE RD MOUNTAINSIDE NJ 070921824, MOUNTAINSIDE, NJ 07092-1824 |
| Document Number | 145260878 |
|---|---|
| Date | Jan 18, 2019 |
| Book Page | 014526/000878 |
| Instrument | 668258 |
| Name | PNC BK |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 17, 2049 |
Source: Union County and Mountainside Borough assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| Municipality | Mountainside Borough |
| Unified School District | Mountainside Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $435,900 (-) Land $255,300 Building $180,600 | $435,900 (-) Land $255,300 Building $180,600 | |
| 2025 | $9,154.00 (+2.44%) | $435,900 (-) Land $255,300 Building $180,600 | $435,900 (-) Land $255,300 Building $180,600 |
| 2024 | $8,936.00 (+2.67%) | ||
| 2023 | $435,900 Land $255,300 Building $180,600 | $435,900 Land $255,300 Building $180,600 | |
| 2022 | $8,704.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 7 (2002–2011) |
| Claims Outside the SFHA | 5 of 7 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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