Union County and Mountainside Borough property record for 226 Oak Tree Rd, Mountainside, NJ 07092
| Property Type | Single Family Home |
|---|---|
| Details | 1,225 sqft · built 1700 |
| Lot Size | 0.227 acres (9,888 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $675,000 (Apr 2026) |
| Tax Bill | $9,395 (2025) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Jan 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-00015-11-00013 |
| Primary APN | 10-00015-11-00013 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,225 sqft Living Area |
| 1st Floor Area | 1,225 sqft |
| Year Built | Built 1700 |
|---|---|
| Effective Year Built | Effective 1700 |
| Construction Type | Frame |
| Lot Area | 9,888 sqft (0.227 acres) |
| Parking Spaces | 1 Parking Space |
| Old Parcel Number | 1000015K00013 |
|---|---|
| Street Address | 226 OAK TREE RD |
| City | MOUNTAINSIDE |
| State | NJ |
| Zip | 07092-1824 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Subdivision | BIRCH HILL SEC C |
| Legal Block | 15.11 |
| Legal Lot Number | 13 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | MOUNTAINSIDE |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 38300 |
Source: Union County and Mountainside Borough records, as of July 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 226 OAK TREE RD, MOUNTAINSIDE, NJ 07092-1824 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 27, 2026 | Bargain and Sale Deed, Transfer · Conventional Mortgage UNION COUNTY SAVINGS BANK |
| Jan 19, 2021 | Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE |
| Jun 19, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 27, 2026 · Amount on Record |
| Deed Sale | Apr 27, 2026 · Amount on Record |
| Prior Sale | Jan 19, 2021 · Amount on Record |
| Deed Document Number | 202654362 |
| Deed Book / Page | 6616 / 424 |
| Prior Transfer Date | Jun 18, 2019 |
| Prior Transfer Doc | 0063270478 |
| Record Updated | Sep 20, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Apr 27, 2026 |
| Property Address | 226 OAK TREE RD, MOUNTAINSIDE, NJ 07092-1824 |
| Document Number | 0000054362 |
| Book / Page | 6616 / 424 |
| Instrument Date | Apr 15, 2026 |
| Instrument | 2026.54362 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2026 |
| Title Company | E-INSIGHT TITLE, INSIGHT TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $68,175.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 226 OAK TREE RD, MOUNTAINSIDE, NJ 07092-1824 |
| Document Number | 0000091825, |
|---|---|
| Date | Apr 27, 2026 |
| Book Page | 15793/41 |
| Instrument | 2026.91825 |
| Name | UNION COUNTY SAVINGS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.5% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Jan 19, 2021 |
| Property Address | 226 OAK TREE RD, MOUNTAINSIDE, NJ 07092-1824 |
| Document Number | 0063970662 |
| Book / Page | 006397 / 000662 |
| Instrument Date | Dec 8, 2020 |
| Instrument | 572 |
| Transaction Type | Transfer |
| Record Updated | Feb 2, 2021 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $475.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 226 OAK TREE RD MOUNTAINSIDE NJ 070921824, MOUNTAINSIDE, NJ 07092-1824 |
| Document Number | 148620015 |
|---|---|
| Date | Jan 19, 2021 |
| Book Page | 014862/000015 |
| Instrument | 1404 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 18, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Jun 19, 2019 |
| Property Address | 226 OAK TREE RD, MOUNTAINSIDE, NJ 07092-1824 |
| Document Number | 0063270478 |
| Book / Page | 006327 / 000478 |
| Instrument Date | Jun 18, 2019 |
| Instrument | 314037 |
| Transaction Type | Transfer |
| Record Updated | Jul 1, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5 NITZER AVE LEBANON NJ 088332120, LEBANON, NJ 08833-2120 |
Source: Union County and Mountainside Borough assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| Municipality | Mountainside Borough |
| Unified School District | Mountainside Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $447,400 (-) Land $262,300 Building $185,100 | $447,400 (-) Land $262,300 Building $185,100 | |
| 2025 | $9,395.00 (+2.43%) | $447,400 (-) Land $262,300 Building $185,100 | $447,400 (-) Land $262,300 Building $185,100 |
| 2024 | $9,172.00 (+2.66%) | ||
| 2023 | $447,400 Land $262,300 Building $185,100 | $447,400 Land $262,300 Building $185,100 | |
| 2022 | $8,934.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 7 (2002–2011) |
| Claims Outside the SFHA | 5 of 7 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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