214 N E St, Cheboygan, MI 49721 Property Records

Cheboygan County property record for 214 N E St, Cheboygan, MI 49721

Property Summary

Property Type	Single Family Home
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Last Sale	$184,000 (Dec 2025)
Tax Bill	$1,355 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Mar 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`052-W59-005-007-00`

Property Details

APN / Parcel Number

Primary APN	`052-W59-005-007-00`

Exterior

Lot Area	6,970 sqft (0.16 acres)

Location & Zoning

Street Address	214 N E ST
City	CHEBOYGAN
State	MI
Zip	49721-1263
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WEST DUNCAN, LOT 15, BLK 5. (SEC 32, T38N,R1W) SUBJ TO PA 25, 1978 $3500. 1056/323;1049/936;1056/323;1082/01;1572/518
Legal Range	01W
Legal Township	015
Legal Section	32
Legal Lot Number	15
Jurisdiction	CHEBOYGAN MI
Township / Civil Division	CHEBOYGAN
Census Block Group	1
Census Block	1042
Census Tract	960300

Owner

Source: Cheboygan County records, as of June 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	275 VOYER RD, PETOSKEY, MI 49770
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage PLETCHER FAMILY TRUST 2012
Mar 9, 2022	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS NATIONAL BANK OF CHEB
Mar 9, 2022	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS NATIONAL BANK OF CHEB
Jan 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage PLETCHER FAMILY TRUST 2012
Dec 26, 2025	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER
Dec 26, 2025	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 26, 2025 · Amount on Record
Deed Sale	Dec 26, 2025 · Amount on Record
Prior Sale	Oct 12, 2007 · Amount on Record
Deed Book / Page	1572 / 518
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEBOYGAN MI
Property Address	214 N E ST, CHEBOYGAN, MI 49721-1263
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 N HURON ST, CHEBOYGAN, MI 49721-1624

Mortgage

Document Number	0000001438/0000000122
Date	Jan 21, 2021
Book Page	0000001438/0000000122

Lender

Name	PLETCHER FAMILY TRUST 2012

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEBOYGAN MI
Property Address	214 N E ST, CHEBOYGAN, MI 49721-1263
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	214 N E ST, CHEBOYGAN, MI 49721-1263

Mortgage

Document Number	0000001477/0000000311
Date	Mar 9, 2022
Book Page	0000001477/0000000311

Lender

Name	CITIZENS NATIONAL BANK OF CHEB

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEBOYGAN MI
Property Address	214 N E ST, CHEBOYGAN, MI 49721-1263
Transaction Type	Mortgage
Record Updated	Feb 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	214 N E ST, CHEBOYGAN, MI 49721-1263

Mortgage

Document Number	0000001477/0000000311
Date	Mar 9, 2022
Book Page	0000001477/0000000311

Lender

Name	CITIZENS NATIONAL BANK OF CHEB

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEBOYGAN MI
Property Address	214 N E ST, CHEBOYGAN, MI 49721-1263
Transaction Type	Mortgage
Record Updated	Feb 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 N HURON ST, CHEBOYGAN, MI 49721-1624

Mortgage

Document Number	0000001438/0000000122
Date	Jan 21, 2021
Book Page	0000001438/0000000122

Lender

Name	PLETCHER FAMILY TRUST 2012

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEBOYGAN MI
Property Address	214 N E ST, CHEBOYGAN, MI 49721-1263
Transaction Type	Mortgage
Record Updated	Feb 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	275 VOYER RD, PETOSKEY, MI 49770

Mortgage

Document Number	0000001572/0000000520
Date	Dec 26, 2025
Book Page	0000001572/0000000520

Lender

Name	MORTGAGE RESEARCH CENTER

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEBOYGAN MI
Recording Date	Dec 26, 2025
Property Address	214 N E ST, CHEBOYGAN, MI 49721-1263
Document Number	001572/518
Book / Page	1572 / 518
Instrument Date	Dec 22, 2025
Transaction Type	Transfer
Record Updated	Jun 16, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$15.83
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	275 VOYER RD, PETOSKEY, MI 49770

Mortgage

Document Number	0001572520
Date	Dec 26, 2025
Instrument	1572/520

Lender

Name	MORTGAGE RESEARCH CENTER

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Tax Assessment & Valuation

Source: Cheboygan County assessment roll, as of June 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cheboygan County
Municipality	Cheboygan City
Unified School District	Cheboygan Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$58,100 (+13.7%)	$116,200 (+13.7%)
2025	$1,355.00 (+1.65%)	$51,100 (+36.27%)	$102,200 (+36.27%)
2024	$1,333.00 (+18.07%)
2023		$37,500	$75,000
2022	$1,129.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Jul 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHEBOYGAN serves 5,500 people · EPA ID MI0001360
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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