118 N E St, Cheboygan, MI 49721 Property Records

Cheboygan County property record for 118 N E St, Cheboygan, MI 49721

Property Summary

Property Type	Single Family Home
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Tax Bill	$1,069 (2025)
Deeds & Mortgages	Mar 2018 Mortgage Jul 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`052-W59-004-009-00`

Property Details

APN / Parcel Number

Primary APN	`052-W59-004-009-00`

Exterior

Lot Area	6,970 sqft (0.16 acres)

Location & Zoning

Street Address	118 N E ST
City	CHEBOYGAN
State	MI
Zip	49721-1261
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WEST DUNCAN, LOT 10, BLK 4. (SEC 32, T38N,R1W) 936/264;969/732; 1014/507;1087/45;1163/483;1355/772;1511/502
Legal Range	01W
Legal Township	010
Legal Section	32
Legal Subdivision	WEST DUNCAN
Legal Lot Number	10
Jurisdiction	CHEBOYGAN MI
Township / Civil Division	CHEBOYGAN
Census Block Group	1
Census Block	1045
Census Tract	960300

Owner

Source: Cheboygan County records, as of June 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1240 WAHBEE AVE, INDIAN RIVER, MI 49749-9105
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2018	Deed of Trust, Mortgage FIRST FED NORTHN MI BK
Jul 13, 2023	Warranty Deed, Transfer
Jul 13, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 15, 2010
Deed Sale	Oct 15, 2010
Prior Sale	Dec 16, 2007
Deed Book / Page	1163 / 483
Last Transfer Date	Jun 30, 2023
Transfer Doc	001511/502
Record Updated	Sep 20, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEBOYGAN MI
Property Address	118 N E ST, CHEBOYGAN, MI 49721-1261
Transaction Type	Mortgage
Record Updated	Aug 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001355/0000000775
Date	Mar 16, 2018
Book Page	0000001355/0000000775

Lender

Name	FIRST FED NORTHN MI BK

Agreement

Amount	Amount Recorded

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEBOYGAN MI
Recording Date	Jul 13, 2023
Property Address	118 N E ST, CHEBOYGAN, MI 49721-1261
Document Number	001511/502
Book / Page	1511 / 502
Instrument Date	Jun 30, 2023
Transaction Type	Transfer
Record Updated	Jul 24, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1240 WAHBEE AVE, INDIAN RIVER, MI 49749-9105

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEBOYGAN MI
Recording Date	Jul 13, 2023
Property Address	118 N E ST, CHEBOYGAN, MI 49721-1261
Document Number	001511/502
Book / Page	1511 / 502
Instrument Date	Jun 30, 2023
Transaction Type	Transfer
Record Updated	Aug 3, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1240 WAHBEE AVE, INDIAN RIVER, MI 49749-9105

Tax Assessment & Valuation

Source: Cheboygan County assessment roll, as of June 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cheboygan County
Municipality	Cheboygan City
Unified School District	Cheboygan Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$60,800 (+19.92%)	$121,600 (+19.92%)
2025	$1,069.00 (+1.62%)	$50,700 (+36.29%)	$101,400 (+36.29%)
2024	$1,052.00 (+18.07%)
2023		$37,200	$74,400
2022	$891.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Jul 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHEBOYGAN serves 5,500 people · EPA ID MI0001360
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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