214 Fowler St, Saint Thomas, MO 65076 Property Records

Cole County property record for 214 Fowler St, Saint Thomas, MO 65076

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,608 sqft · built 1935
Lot Size	0.577 acres (25,134 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,379 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Jun 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-06-23-0004-002-005`

Property Details

APN / Parcel Number

Primary APN	`19-06-23-0004-002-005`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,608 sqft Living Area
1st Floor Area	1,416 sqft
Basement Area	480 sqft
Unfinished Basement	480 sqft

Exterior

Year Built	Built 1935
Effective Year Built	Effective 2007
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	25,134 sqft (0.577 acres)
Lot Dimensions	185 ft deep x 114 ft wide
Garage Type	Basement
Garage Area	910 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	214 FOWLER ST
City	SAINT THOMAS
State	MO
Zip	65076-1012
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KROLLS ADDN TO ST THOMAS LOT 13 & 14 & W 1/2 LOT 12 OF KROLLS ADDITION TO ST THOMAS
Legal Range	12W
Legal Township	42N
Legal Section	23
Legal Subdivision	KROLLS ADD
Legal Lot Number	12-14
Jurisdiction	COLE MO
Township / Civil Division	OSAGE
Census Block Group	2
Census Block	2049
Census Tract	20200

Owner

214 Fowler St is owned and occupied by two individuals who acquired it in December 2025.

Source: Cole County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	214 FOWLER ST, SAINT THOMAS, MO 65076-1012
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2025	Deed of Trust, Mortgage · Conventional Mortgage MID AMERICA BANK
Jun 3, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance MID AMERICA BANK
Apr 8, 2024	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 12, 2025
Deed Sale	Dec 12, 2025
Prior Sale	Apr 8, 2024 · Amount on File
Deed Document Number	202510730
Deed Book / Page	775 / 690
Prior Transfer Date	Mar 20, 2024
Prior Transfer Doc	0000758/69
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLE MO
Property Address	214 FOWLER ST, SAINT THOMAS, MO 65076-1012
Transaction Type	Mortgage
Record Updated	Dec 9, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000774/403
Date	Oct 31, 2025
Book Page	774/403
Instrument	202509378

Lender

Name	MID AMERICA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLE MO
Property Address	214 FOWLER ST, SAINT THOMAS, MO 65076-1012
Transaction Type	Mortgage
Record Updated	Apr 30, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000726/614
Date	Jun 3, 2021
Book Page	726/614
Instrument	20216722

Lender

Name	MID AMERICA BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

April 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COLE MO
Recording Date	Apr 8, 2024
Property Address	214 FOWLER ST, SAINT THOMAS, MO 65076-1012
Document Number	0000758/69
Book / Page	758 / 69
Instrument Date	Mar 20, 2024
Instrument	202402422
Transaction Type	Transfer
Record Updated	Apr 30, 2024

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2606 PORTABELLO PLACE DR, JEFFERSON CITY, MO 65109-9260

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	214 FOWLER ST, SAINT THOMAS, MO 65076-1012

Tax Assessment & Valuation

The 2025 property tax bill for 214 Fowler St was $1,379, up 3.7% from the year before.

Source: Cole County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Cole County
Municipality	St. Thomas Town
Unified School District	Blair Oaks R-II School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$24,200 (+5.08%) Land $1,600 Building $22,600
2025	$1,379.00 (+3.68%)	$23,030 Land $1,520 Building $21,510	$127,300 Land $8,400 Building $118,900
2024	$1,330.00
2023		$23,030 Land $1,520 Building $21,510	$121,200 Land $8,000 Building $113,200
2022	$1,198.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 214 Fowler St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective November 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1993)
Most Recent Claim	Sep 1993 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 214 Fowler St is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 69% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLE COUNTY PWSD 5 serves 350 people · EPA ID MO3024164
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	15 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Nov 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
Wave Internet Technologies Fixed Wireless	100 / 100
FireServe Fixed Wireless · not low latency	100 / 50
Mediacom Xtream Fixed Wireless	100 / 20
Brightspeed DSL	100 / 10

May also be available: AT&T.

Nearby Properties on Fowler St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures