Cole County property record for 204 Fowler St, Saint Thomas, MO 65076
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,816 sqft · built 1920 |
| Lot Size | 0.564 acres (24,568 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $992 (2025) |
| Deeds & Mortgages | Dec 2017 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-06-23-0004-002-003 |
| Primary APN | 19-06-23-0004-002-003 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,816 sqft Living Area |
| 1st Floor Area | 916 sqft |
| Basement Area | 450 sqft |
| Unfinished Basement | 450 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Historical |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 24,568 sqft (0.564 acres) |
| Lot Dimensions | 185 ft deep x 130 ft wide |
| Garage Type | Basement |
| Garage Area | 320 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 204 FOWLER ST |
|---|---|
| City | SAINT THOMAS |
| State | MO |
| Zip | 65076 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | KROLLS ADDN TO ST THOMAS LOTS 6 7 & 8 |
| Legal Range | 12W |
| Legal Township | 42N |
| Legal Section | 23 |
| Legal Subdivision | KROLLS ADD |
| Legal Lot Number | 6-8 |
| Jurisdiction | COLE MO |
| Township / Civil Division | OSAGE |
| Census Block Group | 2 |
| Census Block | 2049 |
| Census Tract | 20200 |
204 Fowler St, a single family home, is owned by two individuals.
Source: Cole County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 128, SAINT THOMAS, MO 65076-0128 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLE MO |
| Property Address | 204 FOWLER ST, SAINT THOMAS, MO 65076 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 683/669 |
|---|---|
| Date | Dec 28, 2017 |
| Book Page | 683/669 |
| Instrument | 201712530 |
| Name | JEFFERSON BANK |
|---|---|
| Type | Bank |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 229 Months |
| Due | Jan 1, 2037 |
The 2025 property tax bill for 204 Fowler St was $992.
Source: Cole County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Cole County |
| Municipality | St. Thomas Town |
| Unified School District | Blair Oaks R-II School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $17,400 (+5.07%) Land $1,600 Building $15,800 | ||
| 2025 | $992.00 | $16,560 Land $1,520 Building $15,040 | $91,600 Land $8,400 Building $83,200 |
| 2023 | $16,560 Land $1,520 Building $15,040 | $87,200 Land $8,000 Building $79,200 | |
| 2022 | $863.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 204 Fowler St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective November 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1993) |
| Most Recent Claim | Sep 1993 · Severe Storms & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 204 Fowler St is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 69% of Missouri |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLE COUNTY PWSD 5 serves 350 people · EPA ID MO3024164 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 15 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Nov 2017 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wisper ISP Fixed Wireless | 400 / 30 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
| FireServe Fixed Wireless · not low latency | 100 / 50 |
| Mediacom Xtream Fixed Wireless | 100 / 20 |
| Brightspeed DSL | 100 / 10 |
May also be available: AT&T.
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