214 E Main St, Epworth, IA 52045 Property Records

Dubuque County property record for 214 E Main St, Epworth, IA 52045

Property Summary

Property TypeSingle Family Home
Details2 bd · 3 ba · 1,140 sqft · built 1978
Lot Size0.192 acres (8,400 sqft)
Owner2 Individual Names on File
Tax Bill$2,234 (2024)
Deeds & MortgagesJun 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN13-11-334-018

Property Details

APN / Parcel Number

Primary APN13-11-334-018

Interior

Bedrooms2 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area1,140 sqft Living Area
1st Floor Area1,092 sqft
Basement Area1,092 sqft
Finished Basement700 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1978
Architectural StyleSplit Level
Exterior MaterialVinyl
Foundation TypeConcrete
Roof TypeGable
Roof MaterialMetal
Lot Area8,400 sqft (0.192 acres)
Lot Dimensions140 ft deep x 60 ft wide
Deck Area192 sqft
Patio Area204 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemBaseboard
Heating FuelElectric
Water SourceCommercial

Location & Zoning

Street Address214 E MAIN ST
CityEPWORTH
StateIA
Zip52045-9752
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 42 & N 1/2 VAC ALLEY ABTG LOT 42 EPWORTH;
Legal SubdivisionEPWORTH
Legal Lot Number42
JurisdictionDUBUQUE IA
Township / Civil DivisionTAYLOR
Census Block Group3
Census Block3034
Census Tract10202

Owner

214 E Main St is owned and occupied by two individuals.

Source: Dubuque County records, as of October 6, 2025

Owner of Record2 Individual Names on File
Mailing Address214 E MAIN ST, EPWORTH, IA 52045-9752
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUBUQUE IA
Recording DateJun 1, 2026
Property Address214 E MAIN ST, EPWORTH, IA 52045-9752
Document Number0000005798
Instrument DateMay 28, 2026
Instrument20265798
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address214 E MAIN ST, LUXEMBURG, IA 52056-7712
InvestorPossibly a Property Investor

Mortgage

Document Number0000005798,
DateJun 1, 2026
Instrument20265798
Lender
NameDUTRAC COMMUNITY CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2056
Interest
Rate TypeFixed Rate
Rate6.3%
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

TypeName
StateIowa
CountyDubuque County
MunicipalityEpworth City
Unified School DistrictWestern Dubuque County Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$208,600 Land $25,500 Building $183,100$208,600 Land $25,500 Building $183,100
2024$2,234.00
2023$187,200 (+22.83%) Land $25,500 Building $161,700$187,200 Land $25,500 Building $161,700
2022$2,128.00 Homeowner's exemption$152,400 Land $25,500 Building $126,900
2021$152,400 Land $25,500 Building $126,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 214 E Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 214 E Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEPWORTH WATER SUPPLY
serves 2,023 people · EPA ID IA3133033
Water SourceGroundwater
Last State InspectionJul 2025
Lead6 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
ImOn Communications
Fiber
1,000 / 1,000
Nextlink
Fixed Wireless
1,000 / 1,000
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
Comelec Internet Services
Fixed Wireless
250 / 50
Windstream
DSL · Fiber in parts of the area
200 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Main St

Nearby Streets

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