209 E Main St, Epworth, IA 52045 Property Records

Dubuque County property record for 209 E Main St, Epworth, IA 52045

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 893 sqft · built 1978
Lot Size	0.31 acres (13,500 sqft)
Owner	2 Individual Names on File
Last Sale	$195,000 (Sep 2026)
Tax Bill	$2,354 (2025)
Deeds & Mortgages	Sep 2026 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`13-11-329-017`

Property Details

APN / Parcel Number

Primary APN	`13-11-329-017`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	893 sqft Living Area
1st Floor Area	864 sqft
Basement Area	864 sqft
Finished Basement	400 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Split Foyer
Exterior Material	Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,500 sqft (0.31 acres)
Lot Dimensions	180 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces
Deck Area	288 sqft
Patio Area	384 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	209 E MAIN ST
City	EPWORTH
State	IA
Zip	52045-9752
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CO
Legal Description	LOT 25 KREMER & MAIN SUB;
Legal Range	01W
Legal Township	88N
Legal Section	11
Legal Subdivision	KREMER & MAIN SUB
Legal Lot Number	25
Jurisdiction	DUBUQUE IA
Township / Civil Division	TAYLOR
Census Block Group	3
Census Block	3019
Census Tract	10202

Owner

209 E Main St is owned and occupied by two individuals who bought it in September 2026.

Source: Dubuque County records, as of October 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	209 E MAIN ST, EPWORTH, IA 52045-9752
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 24, 2026 · Amount on File
Deed Sale	Sep 24, 2026 · Amount on File
Deed Document Number	202610756
Prior Transfer Date	Sep 12, 2014
Prior Transfer Doc	0000010190
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Sep 24, 2026
Property Address	209 E MAIN ST, EPWORTH, IA 52045-9752
Document Number	0000010756
Instrument Date	Sep 23, 2026
Instrument	202610756
Transaction Type	Transfer
Record Updated	Oct 2, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 E MAIN ST, EPWORTH, IA 52045-9752

Mortgage

Document Number	0000010757,
Date	Sep 24, 2026
Instrument	202610757

Lender

Name	PREMIER BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months

Interest

Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 209 E Main St was $2,354 with a homeowner's exemption.

Source: Dubuque County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Municipality	Epworth City
Unified School District	Western Dubuque County Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,354.00 Homeowner's exemption	$208,000 Land $34,400 Building $173,600	$208,000 Land $34,400 Building $173,600
2024	$2,354.00
2023		$187,800 (+21.92%) Land $34,400 Building $153,400	$187,800 Land $34,400 Building $153,400
2022	$2,204.00 Homeowner's exemption	$154,040 Land $34,430 Building $119,610
2021			$154,040 Land $34,430 Building $119,610

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 209 E Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 209 E Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EPWORTH WATER SUPPLY serves 2,023 people · EPA ID IA3133033
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	6 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ImOn Communications Fiber	1,000 / 1,000
Nextlink Fixed Wireless	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Comelec Internet Services Fixed Wireless	250 / 50
Windstream DSL · Fiber in parts of the area	200 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Main St

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