1. Home
  2. Missouri
  3. Lafayette County
  4. Waverly
  5. E Commercial St

214 E Commercial St, Waverly, MO 64096 Property Records

Lafayette County property record for 214 E Commercial St, Waverly, MO 64096

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,800 sqft · built 1946
Lot Size0.431 acres (18,761 sqft)
OwnerIndividual Name on Record
Last Sale$72,000 (Jul 2010)
Tax Bill$1,112 (2025)
Deeds & MortgagesNov 2019 Refinance
Nov 2019 Transfer
Flood ZoneZone X (minimal risk)
APN06-6.0-14-3-004-022.000

Property Details

APN / Parcel Number

Primary APN06-6.0-14-3-004-022.000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,800 sqft Living Area
Basement Area900 sqft
Finished Basement900 sqft
FlooringWood
Interior WallsPaneling
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1946
Effective Year BuiltEffective 1946
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area18,761 sqft (0.431 acres)
Lot Dimensions140 ft deep x 134 ft wide
Garage TypeAttached
Garage Area456 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area24 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address214 E COMMERCIAL ST
CityWAVERLY
StateMO
Zip64096-8240
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT LOT 4 & ALL LOTS 5 & 6 BLK 22 ST THOMAS 2ND ADDN; 503-96, 1072-376, 2010DR1480, 2010DR2642, 2010DR2908, 2019DR4488
Legal Range24
Legal Township51
Legal Section14
Legal SubdivisionSECOND ADDITION
Legal Block22
Legal Lot Number4-6
JurisdictionLAFAYETTE MO
Township / Civil DivisionMIDDLETON
Census Block Group2
Census Block2015
Census Tract90300

Owner

Source: Lafayette County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address214 E COMMERCIAL ST, WAVERLY, MO 64096-8240
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 27, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
EXCHANGE BANK OF MISSOURI
Nov 8, 2019Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 30, 2010 · Amount on Record
Deed SaleJul 30, 2010 · Amount on Record
Deed Document Number2010DR2908
Prior Transfer DateJun 2, 2010
Prior Transfer Doc2010DR2642
Record UpdatedSep 20, 2026

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAFAYETTE MO
Property Address214 E COMMERCIAL ST, WAVERLY, MO 64096-8240
Transaction TypeMortgage
Record UpdatedOct 31, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2019DR4750
DateNov 27, 2019
Instrument2019DR4750
Lender
NameEXCHANGE BANK OF MISSOURI
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term241 Months
DueDec 1, 2039

November 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLAFAYETTE MO
Recording DateNov 8, 2019
Property Address214 E COMMERCIAL ST, WAVERLY, MO 64096-8240
Document Number2019DR4488
Instrument DateJan 28, 2019
Instrument2019DR4488
Transaction TypeTransfer
Record UpdatedOct 31, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address214 E COMMERCIAL ST, WAVERLY, MO 64096-8240

Tax Assessment & Valuation

Source: Lafayette County assessment roll, as of October 28, 2025

Property Jurisdictions

TypeName
StateMissouri
CountyLafayette County
MunicipalityWaverly City
Unified School DistrictSanta Fe R-X School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,112.00$15,006 (+13.91%)$78,980 (+13.91%) Land $9,200 Building $69,780
2023$13,174$69,335 Land $7,035 Building $62,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 26, 2010

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 75% of Missouri
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWAVERLY PWS
serves 900 people · EPA ID MO1010839
Water SourcePurchased groundwater from MARSHALL PWS
Last State InspectionOct 2025
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2018
Treatment and ProcedureNo certified operator
Nov 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber		2,000 / 2,000
Green Hills Technologies
Cable		250 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: T-Mobile.

Nearby Properties on E Commercial St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures