Lafayette County property record for 208 E Commercial St, Waverly, MO 64096
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 949 sqft · built 1939 |
| Lot Size | 0.096 acres (4,199 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $527 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-6.0-14-3-004-023.000 |
| Primary APN | 06-6.0-14-3-004-023.000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 949 sqft Living Area |
| Attic | Attic |
| Attic Area | 237 sqft |
| Basement Area | 949 sqft |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1939 |
|---|---|
| Effective Year Built | Effective 1939 |
| Exterior Material | Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 4,199 sqft (0.096 acres) |
| Lot Dimensions | 140 ft deep x 30 ft wide |
| Porch | Slab |
| Porch Area | 72 sqft |
| Shed | 1 Shed |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Street Address | 208 E COMMERCIAL ST |
|---|---|
| City | WAVERLY |
| State | MO |
| Zip | 64096-8240 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 BLK 22 ST THOMAS 2ND ADDN; 602-433, 1063-549, 1182-41, 2020DR0619 |
| Legal Range | 24 |
| Legal Township | 51 |
| Legal Section | 14 |
| Legal Subdivision | SECOND ADD |
| Legal Block | 22 |
| Legal Lot Number | 1 |
| Jurisdiction | LAFAYETTE MO |
| Township / Civil Division | MIDDLETON |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 90300 |
208 E Commercial St is owner-occupied and held in a trust.
Source: Lafayette County records, as of May 27, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 208 E COMMERCIAL ST, WAVERLY, MO 64096-8240 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 208 E Commercial St was $527.
Source: Lafayette County assessment roll, as of October 28, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Lafayette County |
| Municipality | Waverly City |
| Unified School District | Santa Fe R-X School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $527.00 | $7,114 | $37,440 Land $1,870 Building $35,570 |
| 2023 | $6,235 | $32,816 Land $1,386 Building $31,430 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 208 E Commercial St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 26, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 208 E Commercial St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WAVERLY PWS serves 900 people · EPA ID MO1010839 |
|---|---|
| Water Source | Purchased groundwater from MARSHALL PWS |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | No certified operator Nov 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Green Hills Technologies Cable | 250 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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