214 E Clay St, Kalamazoo, MI 49007 Property Records

Kalamazoo County property record for 214 E Clay St, Kalamazoo, MI 49007

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,169 sqft · built 1890
Lot Size	0.07 acres (3,049 sqft)
Owner	Individual Name on Record
Last Sale	$70,000 (Sep 2025)
Tax Bill	$802 (2025)
Deeds & Mortgages	Oct 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-10-388-200`

Property Details

APN / Parcel Number

Primary APN	`06-10-388-200`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,169 sqft Living Area
1st Floor Area	807 sqft
Basement Area	807 sqft
Unfinished Basement	807 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Lot Area	3,049 sqft (0.07 acres)
Lot Width	44 ft Width

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	214 E CLAY ST
City	KALAMAZOO
State	MI
Zip	49007-2521
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS5
Legal Description	17707 DEWING & PARKER ADDITION W 44 FT OF LOT 3 BLK A N 5FT OF W 44 FT OF LOT 7 BLK A.
Legal Subdivision	DEWING & PARKER ADDITION
Legal Block	A
Legal Lot Number	3,7
Jurisdiction	KALAMAZOO MI
Township / Civil Division	KALAMAZOO
Census Block Group	1
Census Block	1019
Census Tract	202

Owner

Source: Kalamazoo County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3264 NORMANDY AVE, KALAMAZOO, MI 49048-1030
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Man, Separate Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 2, 2025 · Amount on Record
Deed Sale	Sep 2, 2025 · Amount on Record
Prior Sale	Jul 1, 2004 · Amount on Record
Deed Document Number	202522423
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	214 E CLAY ST, KALAMAZOO, MI 49007-2521
Transaction Type	Mortgage
Record Updated	Oct 29, 2025
Title Company	LIGHTHOUSE TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3264 NORMANDY AVE, KALAMAZOO, MI 49048-1030
Investor	Possibly a Property Investor

Mortgage

Document Number	2025027541
Date	Oct 21, 2025
Instrument	2025-027541

Lender

Name	INDEPENDENT BANK
Type	Bank
Address	GRAND RAPIDS, MI 49525

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Sep 1, 2055

Tax Assessment & Valuation

Source: Kalamazoo County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kalamazoo County
Municipality	Kalamazoo City
Unified School District	Kalamazoo Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$35,700 (-1.38%)	$71,400 (-1.38%)
2025	$802.00 (-15.13%) Homeowner's exemption	$36,200 (+36.09%)	$72,400 (+36.09%)
2023		$26,600	$53,200
2019	$945.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 8, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KALAMAZOO serves 192,992 people · EPA ID MI0003520
Water Source	Groundwater
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2019
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 592 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Metronet, T-Mobile.

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