115 E Clay St, Kalamazoo, MI 49007 Property Records

Kalamazoo County property record for 115 E Clay St, Kalamazoo, MI 49007

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 960 sqft · built 1910
Lot Size0.17 acres (7,405 sqft)
OwnerCompany Name on Record
Tax Bill$627 (2025)
Deeds & MortgagesAug 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APN06-10-381-004

Property Details

APN / Parcel Number

Primary APN06-10-381-004

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area960 sqft Living Area
1st Floor Area660 sqft
Basement Area660 sqft
Unfinished Basement660 sqft

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Lot Area7,405 sqft (0.17 acres)
Lot Depth66 ft Depth

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address115 E CLAY ST
CityKALAMAZOO
StateMI
Zip49007-2518
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS5
Legal Description34140 PROUTYS ADDITION E 2 1/4R OF S 1R OF LOT 13 E 2 1/4R OF LOT 12 & 11 E 2 1/4 R OF N 3R OF LOT 10.
Legal SubdivisionPROUTYS ADDITION
Legal Lot Number10-13
JurisdictionKALAMAZOO MI
Township / Civil DivisionKALAMAZOO
Census Block Group1
Census Block1012
Census Tract202

Owner

Source: Kalamazoo County records, as of July 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address115 E CLAY ST, KALAMAZOO, MI 49007-2518
Owner TypeCompany
VestingEstate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKALAMAZOO MI
Recording DateAug 28, 2026
Property Address115 E CLAY ST, KALAMAZOO, MI 49007-2518
Document Number0000026009
Instrument DateAug 13, 2026
Instrument202626009
Transaction TypeMortgage
Record UpdatedSep 11, 2026
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSurviving Joint Tenant, 290
Address115 E CLAY ST, KALAMAZOO, MI 49007-2518

Mortgage

Document Number0000026009,
DateAug 28, 2026
Instrument202626009
Lender
NameCAPITAL LENDING
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueAug 13, 2046
Interest
Max Rate-1%

Tax Assessment & Valuation

Source: Kalamazoo County assessment roll, as of July 27, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyKalamazoo County
MunicipalityKalamazoo City
Unified School DistrictKalamazoo Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$37,000 (+38.58%)$74,000 (+38.58%)
2025$627.00 (+24.4%)
2023$26,700$53,400
2019$504.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 8, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKALAMAZOO
serves 192,992 people · EPA ID MI0003520
Water SourceGroundwater
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2019
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

May also be available: T-Mobile.

Nearby Properties on E Clay St

Nearby Streets

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