214 E 10th St, Oswego, NY 13126 Property Records

Oswego County and Oswego City property record for 214 E 10th St, Oswego, NY 13126

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,579 sqft · built 1900
Lot Size	0.123 acres (5,363 sqft)
Owner	Individual Name on File
Last Sale	$45,500 (Jun 2019)
Tax Bill	$2,743 (2026)
Deeds & Mortgages	Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`351200 128.49-03-13`

Property Details

APN / Parcel Number

Primary APN	`351200 128.49-03-13`
Alternative APNs	`120012804900030130000000` `5491`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,579 sqft Living Area
1st Floor Area	864 sqft
2nd Floor Area	567 sqft
Upper Floors Area	148 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	5,363 sqft (0.123 acres)
Lot Dimensions	110 ft deep x 48.8 ft wide
Garage Type	Detached
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	120 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	5491
Street Address	214 E 10TH ST
City	OSWEGO
State	NY
Zip	13126-2313
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TN2
Legal Subdivision	EAST OSWEGO
Legal Block	3
Legal Lot Number	13.000
Jurisdiction	OSWEGO NY
Township / Civil Division	OSWEGO
Census Block Group	2
Census Block	2004
Census Tract	21605

Owner

214 E 10th St is owned and occupied by an individual who bought it in June 2019.

Source: Oswego County and Oswego City records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	214 E 10TH ST, OSWEGO, NY 13126-2313
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 2019 · Amount on File
Deed Sale	Jun 17, 2019 · Amount on File
Prior Sale	May 16, 2014 · Amount on File
Deed Document Number	20194910
Prior Transfer Date	Feb 6, 2014
Prior Transfer Doc	0000001300
Record Updated	Oct 29, 2026

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSWEGO NY
Recording Date	Jun 17, 2019
Property Address	214 E 10TH ST, OSWEGO, NY 13126-2313
Document Number	0000004910
Instrument Date	Jun 10, 2019
Instrument	4910
Transaction Type	Transfer
Record Updated	Aug 9, 2019
Title Company	VANGUARD RESEARCH AND TITLE SERVICES, VANGUARD RESEARCH & TITLE SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$182.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21557 HEATHER ACRES DR WATERTOWN NY 136014771, WATERTOWN, NY 13601-4771

Mortgage

Document Number	4911
Date	Jun 17, 2019
Instrument	4911

Lender

Name	PARAGON HM LNS
Type	Funding / Finance Company
Address	LIVERPOOL, NY 13088

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 16, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 214 E 10th St was $2,743, down 1.2% from the year before.

Source: Oswego County and Oswego City assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
Municipality	Oswego City
Unified School District	Oswego City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,743.00 (-1.15%)
2025	$2,775.00	$148,000 Land $18,800 Building $129,200	$148,000 Land $18,800 Building $129,200
2023		$56,000 Land $12,300 Building $43,700	$67,470 Land $14,819 Building $52,651

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 214 E 10th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 214 E 10th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSWEGO CITY serves 29,400 people · EPA ID NY3704361
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 879 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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