186 E 10th St, Oswego, NY 13126 Property Records

Oswego County and Oswego City property record for 186 E 10th St, Oswego, NY 13126

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,752 sqft · built 1900
Lot Size	0.091 acres (4,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$960,000 (Oct 2025)
Tax Bill	$2,372 (2026)
Deeds & Mortgages	Oct 2025 Sale Mar 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`351200 128.49-03-07`

Property Details

APN / Parcel Number

Primary APN	`351200 128.49-03-07`
Alternative APNs	`120012804900030070000000` `3906`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,752 sqft Living Area
1st Floor Area	1,074 sqft
2nd Floor Area	678 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	4,000 sqft (0.091 acres)
Lot Dimensions	100 ft deep x 40 ft wide
Porch	Slab
Porch Area	102 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	3906
Street Address	186 E 10TH ST
City	OSWEGO
State	NY
Zip	13126-2311
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TN2
Legal Subdivision	SUBDIVISION NO 15
Legal Block	3
Legal Lot Number	7.000
Jurisdiction	OSWEGO NY
Township / Civil Division	OSWEGO
Census Block Group	4
Census Block	4020
Census Tract	21605

Owner

Source: Oswego County and Oswego City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 945, OSWEGO, NY 13126-0945
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2025	Warranty Deed, Transfer
Mar 30, 2018	Quit Claim Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 7, 2025 · Amount on Record
Deed Sale	Oct 7, 2025 · Amount on Record
Deed Document Number	2025R2025008840
Prior Transfer Date	Mar 29, 2018
Prior Transfer Doc	0000002983
Record Updated	Oct 29, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSWEGO NY
Recording Date	Oct 7, 2025
Property Address	186 E 10TH ST, OSWEGO, NY 13126-2311
Document Number	0000008840
Instrument Date	Jul 21, 2025
Instrument	R-2025-008840
Transaction Type	Transfer
Record Updated	Nov 21, 2025

Transaction

Amount	Amount Recorded
Tax	$3,840.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1019, OSWEGO, NY 13126-0519

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	PO BOX 945, OSWEGO, NY 13126-0945
Investor	Possibly a Property Investor

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OSWEGO NY
Recording Date	Mar 30, 2018
Property Address	186 E 10TH ST, OSWEGO, NY 13126-2311
Document Number	0000002983
Instrument Date	Mar 29, 2018
Instrument	2983
Transaction Type	Transfer
Record Updated	Apr 26, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5882 STATE ROUTE 104 OSWEGO NY 13126, OSWEGO, NY 13126

Tax Assessment & Valuation

Source: Oswego County and Oswego City assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
Municipality	Oswego City
Unified School District	Oswego City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,372.00 (-1.17%)
2025	$2,400.00 (-39.04%)	$128,000 (-) Land $16,800 Building $111,200	$128,000 (-) Land $16,800 Building $111,200
2024	$3,937.00	$128,000 (+197.67%) Land $16,800 Building $111,200	$128,000 (+147.07%) Land $16,800 Building $111,200
2023		$43,000 Land $7,300 Building $35,700	$51,807 Land $8,795 Building $43,012

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSWEGO CITY serves 29,400 people · EPA ID NY3704361
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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