214 2nd St, Elgin, IL 60123 Property Records

Kane County property record for 214 2nd St, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,296 sqft · built 1950
Lot Size	0.269 acres (11,718 sqft)
Owner	Individual Name on Record
Last Sale	$89,500 (Jan 2014)
Tax Bill	$5,761 (2025)
Deeds & Mortgages	Dec 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-21-227-014`

Property Details

APN / Parcel Number

Primary APN	`06-21-227-014`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	5 Stories
Building Area	1,296 sqft Living Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Construction Type	Frame
Foundation Type	Raised
Lot Area	11,718 sqft (0.269 acres)
Lot Dimensions	186 ft deep x 63 ft wide
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	214 2ND ST
City	ELGIN
State	IL
Zip	60123-5859
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FOX RIVER HILLS MAP 1 LOT 3
Legal Subdivision	FOX RIVER HILLS
Legal Block	3
Legal Lot Number	3
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3038
Census Tract	851904

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	214 2ND ST, ELGIN, IL 60123-5859
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 8, 2014 · Amount on Record
Deed Sale	Jan 8, 2014 · Amount on Record
Prior Sale	Oct 25, 2012
Deed Document Number	20141122
Prior Transfer Date	Apr 8, 1997
Prior Transfer Doc	0000023915
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	214 2ND ST, ELGIN, IL 60123-5859
Transaction Type	Mortgage
Record Updated	Dec 21, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000091130
Date	Dec 7, 2021
Instrument	2021K091130

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2037

Interest

Rate	2.62%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,761.00 (+15.82%) Homeowner's exemption	$83,734 (+8.57%) Land $20,722 Building $63,012	$251,303 (+8.57%) Land $62,191 Building $189,112
2024		$77,124 (+21.39%) Land $19,086 Building $58,038	$231,465 (+21.44%) Land $57,281 Building $174,184
2022	$4,974.00 (+4.72%) Homeowner's exemption	$63,533 (+6.96%) Land $15,723 Building $47,810	$190,599 (+6.96%) Land $47,169 Building $143,430
2021	$4,750.00 Homeowner's exemption	$59,399 Land $14,700 Building $44,699	$178,197 Land $44,100 Building $134,097

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: Fox Valley Internet.

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