207 2nd St, Elgin, IL 60123 Property Records

Kane County property record for 207 2nd St, Elgin, IL 60123 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms1 Beds
Bathrooms1 Baths
Year BuiltBuilt 1950
Square Footage996 sqft Living Area
Lot Size9,180 sqft (0.211 acres)
GarageAttached
Last Sale$229,000 (2024)
Tax Bill$4,307.00 (2025)

Property Details

APN / Parcel Number

Primary APN06-22-101-002

Interior

Bedrooms1 Beds
Full Baths1 Baths
Total Rooms3 Rooms
Building Area996 sqft Living Area
1st Floor996 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Construction TypeFrame Construction
Foundation TypeNo Foundation Foundation
Lot Area9,180 sqft (0.211 acres)
Parking Spaces1 Parking Spaces
Garage TypeAttached Garage

Utilities and HVAC

Cooling SystemHVAC Cooling

Location & Zoning

Street Address207 2ND ST
CityELGIN
StateIL
Zip60123-5858
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionWALTER G MCINTOSH COS FOX RIVER GARDENS LOTS 81 & 82
Legal SubdivisionWALTER G MCINTOSH COS FOX RIVER GARDENS
Legal Block3
Legal Lot Number81,82
JurisdictionKANE IL
Minor Civil DivisionELGIN
Census Blockgroup3
Census Block3038
Census Tract851904

Owner

Source: Kane County records · APN 06-22-101-002

Assessment roll updated July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address280 NORMAN NELSON CT, F, ELGIN, IL 60123-3564
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 31, 2024 · Amount on Record
Deed SaleMay 31, 2024 · Amount on Record
Deed Doc Number202418333
Record RefreshedSep 20, 2026

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address207 2ND ST, ELGIN, IL 60123-5858
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000026258
DateJun 24, 2019
Instrument2019K026258
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJun 16, 2049
Interest
Rate TypeAdjustable Rate
Rate5.26%
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated July 23, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,307.00 (+1.63%)$64,617 (+8.57%) Land $18,505 Building $46,112$193,929 (+8.57%) Land $55,537 Building $138,391
2024$59,516 (+21.39%) Land $17,044 Building $42,472$178,619 (+21.44%) Land $51,152 Building $127,467
2022$4,238.00 (+3.95%)$49,027 (+6.96%) Land $14,040 Building $34,987$147,081 (+6.96%) Land $42,120 Building $104,961
2021$4,077.00$45,836 Land $13,126 Building $32,710$137,508 Land $39,378 Building $98,130

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 1% of the US · above 6% of Illinois
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on 2nd St

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