2139 E North Bear Creek Dr, Merced, CA 95340 Property Records

Merced County property record for 2139 E North Bear Creek Dr, Merced, CA 95340

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,579 sqft · built 1948
Lot Size	0.385 acres (16,774 sqft)
Owner	2 Individual Names on Record
Last Sale	$295,000 (Feb 2020)
Tax Bill	$3,511 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Feb 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`008-162-027-000`

Property Details

APN / Parcel Number

Primary APN	`008-162-027-000`
Alternative APN	`008-162-027`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,579 sqft Living Area
Gross Area	2,063 sqft
1st Floor Area	1,579 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1953
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Other
Lot Area	16,774 sqft (0.385 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	48 sqft
Patio Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	008-162-027
Street Address	2139 E NORTH BEAR CREEK DR
City	MERCED
State	CA
Zip	95340-2625
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	PARCEL 2 PM 15-24 SEC 21/7/14
Legal Range	14E
Legal Township	7S
Legal Section	21
Legal Subdivision	BRADLEYS ADD 02 PRCL 02
Legal Lot Number	82
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	4
Census Block	4020
Census Tract	1200

Owner

Source: Merced County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2139 E NORTH BEAR CREEK DR, MERCED, CA 95340-2625
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage MILLENNIAL HOME LENDING INC
Feb 20, 2020	Grant Deed, Transfer · Conventional with PMI LOANDEPOT.COM LLC
Mar 30, 2018	Quit Claim Deed, Transfer Quitclaim
Mar 30, 2018	Grant Deed, Transfer · ARM PMAC LENDING SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 20, 2020 · Amount on Record
Deed Sale	Feb 20, 2020 · Amount on Record
Prior Sale	Jul 25, 2013 · Amount on Record
Deed Document Number	20205926
Prior Transfer Date	Jan 4, 2002
Prior Transfer Doc	0000007341
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	2139 E NORTH BEAR CREEK DR, MERCED, CA 95340-2625
Transaction Type	Mortgage
Record Updated	May 19, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2139 E NORTH BEAR CREEK DR, MERCED, CA 95340-2625

Mortgage

Document Number	0000017523
Date	Apr 20, 2021
Instrument	2021017523

Lender

Name	MILLENNIAL HOME LENDING INC
Type	Mortgage Company
Address	CHATSWORTH, CA 91311

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Feb 20, 2020
Property Address	2139 E NORTH BEAR CREEK DR, MERCED, CA 95340-2625
Document Number	0000005926
Instrument Date	Feb 12, 2020
Instrument	5926
Transaction Type	Transfer
Record Updated	Mar 23, 2020
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$325.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2139 E NORTH BEAR CREEK DR MERCED CA 953402625, MERCED, CA 95340-2625

Mortgage

Document Number	5927
Date	Feb 20, 2020
Instrument	5927

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 19, 2050

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MERCED CA
Recording Date	Mar 30, 2018
Property Address	2139 E NORTH BEAR CREEK DR, MERCED, CA 95340-2625
Document Number	0000009473
Instrument Date	Mar 15, 2018
Instrument	9473
Transaction Type	Transfer
Record Updated	Apr 16, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2139 E NORTH BEAR CREEK DR MERCED CA 953402625, MERCED, CA 95340-2625

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Mar 30, 2018
Property Address	2139 E NORTH BEAR CREEK DR, MERCED, CA 95340-2625
Document Number	0000009471
Map Reference	MB 15 PG 24
Instrument Date	Mar 15, 2018
Instrument	2018009471
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1010 BRONCHO RD, PEBBLE BEACH, CA 93953-2757

Mortgage

Document Number	0000009472
Date	Mar 30, 2018
Instrument	2018009472

Lender

Name	PMAC LENDING SERVICES INC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Apr 1, 2025
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	7.75%
Index	1-Year LIBOR
Max Rate	11.7%

Tax Assessment & Valuation

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Elementary School District	Merced City Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$329,071 (+2%) Land $89,237 Building $239,834
2025	$3,511.00 (+7.34%) Homeowner's exemption	$322,620 (+4.04%) Land $87,488 Building $235,132
2023	$3,271.00 (+1.39%) Homeowner's exemption	$310,094 Land $84,092 Building $226,002
2022	$3,226.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 75% of California
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MERCED serves 96,073 people · EPA ID CA2410009
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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