2138 US 2, Emerado, ND 58228 Property Records

Grand Forks County property record for 2138 US 2, Emerado, ND 58228

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 960 sqft · built 1971
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Jul 2015)
Tax Bill	$1,680 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Feb 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07340400002000`

Property Details

APN / Parcel Number

Primary APN	`07340400002000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	960 sqft Living Area
1st Floor Area	960 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Lot Area	217,800 sqft (5 acres)
Garage Type	Attached

Location & Zoning

Street Address	2138 US 2
City	EMERADO
State	ND
Zip	58228-9789
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TWN: 152 SCT: 34 RNG: 52 PT SW1/4SE1/4,34-152-52
Legal Range	52W
Legal Township	152
Legal Section	34
Legal Subdivision	MARY'S SUBDIVISION
Jurisdiction	GRAND FORKS ND
Township / Civil Division	BLOOMING
Census Block Group	2
Census Block	2256
Census Tract	11400

Owner

2138 US 2 is owned and occupied by an individual who bought it in July 2015.

Source: Grand Forks County records, as of September 25, 2026

Owner of Record	Individual Name on File
Mailing Address	2138 US 2, EMERADO, ND 58228-9789
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2021	Deed of Trust, Mortgage · ARM FIRST COMMUNITY CREDIT UNION
Feb 26, 2018	Deed of Trust, Mortgage GATE CITY BANK
Oct 29, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 29, 2015 · Amount on File
Deed Sale	Jul 29, 2015 · Amount on File
Prior Sale	Aug 28, 2012 · Amount on File
Deed Document Number	2015755482
Prior Transfer Date	Aug 27, 2012
Prior Transfer Doc	722730
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAND FORKS ND
Property Address	2138 US 2, EMERADO, ND 58228-9789
Transaction Type	Mortgage
Record Updated	Aug 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	815529
Date	Jun 14, 2021
Instrument	815529

Lender

Name	FIRST COMMUNITY CREDIT UNION

Agreement

Type	ARM
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2036

Interest

Rate Type	Adjustable Rate
Rate	2.9%
Type Change Date	Dec 7, 2026
Index	5-Year CMT

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAND FORKS ND
Property Address	2138 US 2, EMERADO, ND 58228-9789
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000000781194
Date	Feb 26, 2018
Instrument	000000781194

Lender

Name	GATE CITY BANK
Type	Bank

Agreement

Amount	Amount on Record

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAND FORKS ND
Property Address	2138 US 2, EMERADO, ND 58228-9789
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	796571
Date	Oct 29, 2019
Instrument	796571

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 2138 US 2 was $1,680.

Source: Grand Forks County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Grand Forks County
County Subdivision	Blooming Township
Elementary School District	Emerado Public School District 127 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,680.00	$161,050 Land $14,700 Building $146,350	$322,100 Land $29,400 Building $292,700
2023	$2,981.00	$148,650 Land $13,900 Building $134,750	$297,300 Land $27,800 Building $269,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2138 US 2 in Zone X, an area of minimal flood risk, though there have been 128 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	128 (1979–2022)
Claims Outside the SFHA	8 of 128
Most Recent Claim	May 2022 · Severe Winter Storm And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2020 · 22 claims Flooding, Oct 2019 · 40 claims Severe Flooding,severe Winter Storms, Snowmelt, Spring Rains, Apr 1997 · 26 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2138 US 2 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 84% of North Dakota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST CENTRAL REGIONAL WD-GF private · serves 5,995 people · EPA ID ND1801062
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Polar Telecommunications Fiber	1,000 / 1,000
Midco Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on US 2

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