1958 US 2, Emerado, ND 58228 Property Records

Grand Forks County property record for 1958 US 2, Emerado, ND 58228

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 2,374 sqft · built 2005
Lot Size	7 acres (304,920 sqft)
Owner	Individual Name on File
Tax Bill	$1,806 (2025)
Deeds & Mortgages	Mar 2021 Refinance Mar 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07360300002000`

Property Details

APN / Parcel Number

Primary APN	`07360300002000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	2,374 sqft Living Area
1st Floor Area	2,374 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Lot Area	304,920 sqft (7 acres)
Garage Type	Attached

Location & Zoning

Street Address	1958 US 2
City	EMERADO
State	ND
Zip	58228-9609
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TWN: 152 SCT: 36 RNG: 52 PT E1/2SW1/4 (DOC#629729) 36-152-52
Legal Range	52W
Legal Township	152
Legal Section	36
Legal Subdivision	MARY'S SUBDIVISION
Jurisdiction	GRAND FORKS ND
Township / Civil Division	BLOOMING
Census Block Group	2
Census Block	2254
Census Tract	11400

Owner

1958 US 2 is owned and occupied by an individual.

Source: Grand Forks County records, as of June 30, 2026

Owner of Record	Individual Name on File
Mailing Address	1958 US 2, EMERADO, ND 58228-9609
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance GATE CITY BANK
Mar 8, 2018	Deed of Trust, Mortgage · ARM GATE CITY BANK
Dec 1, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance GATE CITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAND FORKS ND
Property Address	1958 US 2, EMERADO, ND 58228-9609
Transaction Type	Mortgage
Record Updated	Apr 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	812037
Date	Mar 8, 2021
Instrument	812037

Lender

Name	GATE CITY BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	121 Months
Due	Apr 1, 2031

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAND FORKS ND
Property Address	1958 US 2, EMERADO, ND 58228-9609
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000000781406
Date	Mar 8, 2018
Instrument	000000781406

Lender

Name	GATE CITY BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	358 Months
Due	Jan 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Apr 1, 2028
Index	1-Year CMT

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAND FORKS ND
Property Address	1958 US 2, EMERADO, ND 58228-9609
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MISC COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	808323
Date	Dec 1, 2020
Instrument	808323

Lender

Name	GATE CITY BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1958 US 2 was $1,806.

Source: Grand Forks County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Grand Forks County
County Subdivision	Blooming Township
Elementary School District	Emerado Public School District 127 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,806.00	$173,150 Land $15,750 Building $157,400	$346,300 Land $31,500 Building $314,800
2023	$3,179.00	$164,150 Land $15,000 Building $149,150	$328,300 Land $30,000 Building $298,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1958 US 2 in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	128 (1979–2022)
Claims Outside the SFHA	8 of 128
Most Recent Claim	May 2022 · Severe Winter Storm And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2020 · 22 claims Flooding, Oct 2019 · 40 claims Severe Flooding,severe Winter Storms, Snowmelt, Spring Rains, Apr 1997 · 26 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1958 US 2 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST CENTRAL REGIONAL WD-GF private · serves 5,995 people · EPA ID ND1801062
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Polar Telecommunications Fiber	1,000 / 1,000
Midco Fixed Wireless	100 / 20

May also be available: T-Mobile.

Nearby Properties on US 2

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