21371 Banker St, Constantine, MI 49042 Property Records

St. Joseph County property record for 21371 Banker St, Constantine, MI 49042

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,232 sqft
Lot Size	51 acres (2,224,609 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,784 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Aug 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`006-013-006-10`

Property Details

APN / Parcel Number

Primary APN	`006-013-006-10`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,232 sqft Building Perimeter
1st Floor Area	1,232 sqft
Basement Area	1,232 sqft
Unfinished Basement	1,232 sqft

Exterior

Architectural Style	Ranch
Lot Area	2,224,609 sqft (51 acres)
Lot Dimensions	208 ft deep x 210 ft wide
Garage Area	720 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	21371 BANKER ST
City	CONSTANTINE
State	MI
Zip	49042-9764
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGR
Legal Description	E 330 FT OF W 795 FT OF N 300 FT SEC 13 T7S R11W. ALSO COM N 1/4 COR SD SEC TH S 00D 17M 14S W 231 FT TO POB TH S 00D 17M 14S
Legal Range	11W
Legal Township	07S
Legal Section	13
Jurisdiction	ST JOSEPH MI
Township / Civil Division	FLORENCE
Census Block Group	3
Census Block	3001
Census Tract	41200

Owner

21371 Banker St is owned and occupied by two individuals who acquired it in March 1996.

Source: St. Joseph County records, as of July 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	21371 BANKER ST, CONSTANTINE, MI 49042-9764
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage CENTURY BANK & TRUST
Aug 5, 2020	Deed of Trust, Mortgage · Line of Credit CENTURY BANK & TRUST
Sep 28, 2018	Deed of Trust, Mortgage · Commercial Mortgage HORIZON BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 4, 1996
Deed Sale	Mar 4, 1996
Deed Book / Page	751 / 322
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	21371 BANKER ST, CONSTANTINE, MI 49042-9764
Transaction Type	Mortgage
Record Updated	Aug 20, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020004081
Date	Aug 4, 2020
Instrument	2020004081

Lender

Name	CENTURY BANK & TRUST
Type	Bank
Address	THREE RIVERS, MI 49093

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	21371 BANKER ST, CONSTANTINE, MI 49042-9764
Transaction Type	Mortgage
Record Updated	Aug 20, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020004101
Date	Aug 5, 2020
Instrument	2020004101

Lender

Name	CENTURY BANK & TRUST
Type	Bank
Address	THREE RIVERS, MI 49093

Agreement

Type	Line of Credit

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	21371 BANKER ST, CONSTANTINE, MI 49042-9764
Transaction Type	Mortgage
Record Updated	Oct 5, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1932/0976
Date	Sep 28, 2018
Book Page	1932/0976

Lender

Name	HORIZON BANK
Type	Bank
Address	THREE RIVERS, MI 49093

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	241 Months
Due	Oct 1, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 21371 Banker St was $1,784 with a homeowner's exemption.

Source: St. Joseph County assessment roll, as of July 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
County Subdivision	Florence Township
Unified School District	Centreville Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$380,600 Land $262,500 Building $118,100	$761,200 Land $525,000 Building $236,200
2025	$1,784.00 Homeowner's exemption

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21371 Banker St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 21371 Banker St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midwest Energy & Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Lakeland Internet, Mercury Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Banker St

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