20638 Banker St, Constantine, MI 49042 Property Records

St. Joseph County property record for 20638 Banker St, Constantine, MI 49042

Property Summary

Property Type	General Agricultural/Rural
Details	1 ba · 1,008 sqft · built 1900
Lot Size	160 acres (6,969,600 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,129 (2025)
Deeds & Mortgages	Apr 2019 Transfer Apr 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`006-011-006-00`

Property Details

APN / Parcel Number

Primary APN	`006-011-006-00`

Interior

Full Baths	1 Bath
Building Area	1,008 sqft Building Perimeter
1st Floor Area	768 sqft
Basement Area	480 sqft
Unfinished Basement	480 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	6,969,600 sqft (160 acres)
Garage Area	440 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	20638 BANKER ST
City	CONSTANTINE
State	MI
Zip	49042-9728
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Legal Description	SE 1/4 SEC 11 T7S R11W. 160 A.
Legal Range	11W
Legal Township	07S
Legal Section	11
Jurisdiction	ST JOSEPH MI
Township / Civil Division	FLORENCE
Census Block Group	2
Census Block	2064
Census Tract	41200

Owner

20638 Banker St, an agricultural property, is owned and occupied by two individuals who acquired it in April 2019.

Source: St. Joseph County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	21021 BANKER ST, CONSTANTINE, MI 49042-9783
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2019	Intrafamily Transfer, Transfer
Apr 4, 2019	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 22, 2001
Deed Sale	Jan 22, 2001
Deed Book / Page	1531 / 763
Last Transfer Date	Apr 11, 2019
Transfer Doc	1955/0015
Record Updated	Sep 20, 2026

April 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOSEPH MI
Recording Date	Apr 15, 2019
Property Address	20638 BANKER ST, CONSTANTINE, MI 49042-9728
Document Number	1955/0015
Book / Page	1955 / 0015
Instrument Date	Apr 11, 2019
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	21021 BANKER ST, CONSTANTINE, MI 49042-9783

April 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOSEPH MI
Recording Date	Apr 4, 2019
Property Address	20638 BANKER ST, CONSTANTINE, MI 49042-9728
Document Number	1953/0443
Book / Page	1953 / 0443
Instrument Date	Mar 26, 2019
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	21021 BANKER ST, CONSTANTINE, MI 49042-9783

Tax Assessment & Valuation

The 2025 property tax bill for 20638 Banker St was $4,129 with a homeowner's exemption.

Source: St. Joseph County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
County Subdivision	Florence Township
Unified School District	Centreville Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$643,100 (+7.72%)	$1,286,200 (+7.72%)
2025	$4,129.00 Homeowner's exemption	$597,000 Land $597,000	$1,194,000 Land $1,194,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20638 Banker St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 20638 Banker St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midwest Energy & Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Banker St

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