2137 Morningside Ct NE, Saint Cloud, MN 56304 Property Records

Benton County property record for 2137 Morningside Ct NE, Saint Cloud, MN 56304

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,632 sqft · built 1974
Lot Size	0.898 acres (39,136 sqft)
Owner	2 Individual Names on File
Last Sale	$335,000 (Oct 2024)
Tax Bill	$1,746 (2026)
Deeds & Mortgages	Jun 2022 Line of Credit Dec 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09.00963.00`

Property Details

APN / Parcel Number

Primary APN	`09.00963.00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,632 sqft Living Area
1st Floor Area	1,632 sqft
Basement Area	1,352 sqft
Finished Basement	1,352 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1987
Exterior Material	Brick Veneer
Roof Type	Gable/Hip
Roof Material	Asbestos
Lot Area	39,136 sqft (0.898 acres)
Garage Area	728 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2137 MORNINGSIDE CT NE
City	SAINT CLOUD
State	MN
Zip	56304-9617
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-31 TWP-036 RANGE-030 POINT PLEASANT LOT-006 BLOCK-001 & LOT 7
Legal Range	030
Legal Township	036
Legal Section	31
Legal Subdivision	POINT PLEASANT
Legal Block	1
Legal Lot Number	6-7
Jurisdiction	BENTON MN
Township / Civil Division	MINDEN
Census Block Group	2
Census Block	2006
Census Tract	21201

Owner

2137 Morningside Ct NE is owned and occupied by two individuals who bought it in October 2024.

Source: Benton County records, as of July 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2137 MORNINGSIDE CT NE, SAINT CLOUD, MN 56304-9617
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2022	Deed of Trust, Mortgage · Line of Credit CORTRUST BANK NA
Dec 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage CORTRUST MORTGAGE
Aug 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage ST CLOUD FCU
May 27, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2024 · Amount on File
Deed Sale	Oct 16, 2024 · Amount on File
Prior Sale	Nov 8, 2007 · Amount on File
Deed Document Number	2024474019
Prior Transfer Date	May 21, 2021
Prior Transfer Doc	0000452672
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON MN
Property Address	2137 MORNINGSIDE CT NE, SAINT CLOUD, MN 56304-9617
Transaction Type	Mortgage
Record Updated	Jul 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2137 MORNINGSIDE CT NE, SAINT CLOUD, MN 56304-9617

Mortgage

Document Number	0000461101
Date	Jun 10, 2022
Instrument	461101

Lender

Name	CORTRUST BANK NA
Type	Bank
Address	HUTCHINSON, MN 55350

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	119 Months
Due	May 24, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON MN
Property Address	2137 MORNINGSIDE CT NE, SAINT CLOUD, MN 56304-9617
Transaction Type	Mortgage
Record Updated	Dec 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000457306
Date	Dec 9, 2021
Instrument	457306

Lender

Name	CORTRUST MORTGAGE
Type	Mortgage Company
Address	SIOUX FALLS, SD 57105

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	61 Months
Due	Jan 1, 2027

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON MN
Property Address	2137 MORNINGSIDE CT NE, SAINT CLOUD, MN 56304-9617
Transaction Type	Mortgage
Record Updated	Aug 9, 2021
Title Company	ANCONA TITLE, ANCONA TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	445479
Date	Aug 28, 2020
Instrument	445479

Lender

Name	ST CLOUD FCU
Type	Credit Union
Address	SAINT CLOUD, MN 56301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2035

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BENTON MN
Recording Date	May 27, 2021
Property Address	2137 MORNINGSIDE CT NE, SAINT CLOUD, MN 56304-9617
Document Number	0000452672
Instrument Date	May 21, 2021
Instrument	452672
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2137 MORNINGSIDE CT NE, SAINT CLOUD, MN 56304-9617

Tax Assessment & Valuation

The 2026 property tax bill for 2137 Morningside Ct NE was $1,746 with exemptions applied, up 6.5% from the year before.

Source: Benton County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Benton County
County Subdivision	Minden Township
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,746.00 (+6.46%) Homeowner's exemption Veteran's exemption	$360,700 (+3.15%) Land $51,100 Building $309,600	$360,700 (+3.15%) Land $51,100 Building $309,600
2025	$1,640.00 Homeowner's exemption Veteran's exemption	$349,700 Land $46,700 Building $303,000	$349,700 Land $46,700 Building $303,000
2023	$2,396.00	$334,400 Land $46,200 Building $288,200	$334,400 Land $46,200 Building $288,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2137 Morningside Ct NE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 29, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2137 Morningside Ct NE is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 78% of Minnesota
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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