2133 Morningside Ct NE, Saint Cloud, MN 56304 Property Records

Benton County property record for 2133 Morningside Ct NE, Saint Cloud, MN 56304

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.75 ba · 2,230 sqft · built 2005
Lot Size	0.525 acres (22,885 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,846 (2026)
Deeds & Mortgages	Sep 2021 Mortgage Jan 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09.00961.00`

Property Details

APN / Parcel Number

Primary APN	`09.00961.00`

Interior

Bedrooms	5 Beds
Full Baths	3.75 Baths
Total Rooms	11 Rooms
Building Area	2,230 sqft Living Area
1st Floor Area	2,230 sqft
Basement Area	1,200 sqft
Finished Basement	1,200 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2007
Architectural Style	Split Level
Exterior Material	Aluminum Siding
Roof Type	Gable/Hip
Roof Material	Asbestos
Lot Area	22,885 sqft (0.525 acres)
Garage Area	1,152 sqft
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2133 MORNINGSIDE CT NE
City	SAINT CLOUD
State	MN
Zip	56304-9617
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-31 TWP-036 RANGE-030 POINT PLEASANT LOT-004 BLOCK-001
Legal Range	030
Legal Township	036
Legal Section	31
Legal Subdivision	POINT PLEASANT
Legal Block	1
Legal Lot Number	4
Jurisdiction	BENTON MN
Township / Civil Division	MINDEN
Census Block Group	2
Census Block	2006
Census Tract	21201

Owner

2133 Morningside Ct NE is owned and occupied by two individuals who acquired it in April 2017.

Source: Benton County records, as of July 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2133 MORNINGSIDE CT NE, SAINT CLOUD, MN 56304-9617
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC
Jan 5, 2018	Deed of Trust, Mortgage CMG FINANCIAL #1820
Apr 14, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Apr 12, 2017
Transfer Doc	422133
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON MN
Property Address	2133 MORNINGSIDE CT NE, SAINT CLOUD, MN 56304-9617
Transaction Type	Mortgage
Record Updated	Sep 21, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	455097
Date	Sep 3, 2021
Instrument	455097

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company
Address	LEWISVILLE, TX 75057

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 1, 2041

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON MN
Property Address	2133 MORNINGSIDE CT NE, SAINT CLOUD, MN 56304-9617
Transaction Type	Mortgage
Record Updated	Aug 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	427195
Date	Jan 5, 2018
Instrument	427195

Lender

Name	CMG FINANCIAL #1820
Type	Lending Institution
Address	SAN RAMON, CA 94583

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2033

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BENTON MN
Recording Date	Apr 14, 2017
Property Address	2133 MORNINGSIDE CT NE, SAINT CLOUD, MN 56304-9617
Document Number	422133
Instrument Date	Apr 12, 2017
Instrument	422133
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Tax Assessment & Valuation

The 2026 property tax bill for 2133 Morningside Ct NE was $5,846, up 7.9% from the year before.

Source: Benton County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Benton County
County Subdivision	Minden Township
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,846.00 (+7.9%)	$667,500 (+4.38%) Land $52,800 Building $614,700	$667,500 (+4.38%) Land $52,800 Building $614,700
2025	$5,418.00	$639,500 Land $48,000 Building $591,500	$639,500 Land $48,000 Building $591,500
2023	$4,410.00	$595,800 Land $48,000 Building $547,800	$595,800 Land $48,000 Building $547,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2133 Morningside Ct NE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 29, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2133 Morningside Ct NE is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 57% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

Nearby Properties on Morningside Ct NE

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures