2137 Cottontail Rd, Overgaard, AZ 85933 Property Records

Navajo County property record for 2137 Cottontail Rd, Overgaard, AZ 85933

Property Summary

Property Type	Single Family Home
Details	1,216 sqft · built 1986
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Company Names on Record
Last Sale	$119,500 (Jul 2017)
Tax Bill	$1,337 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Nov 2025 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`206-19-129`

Property Details

APN / Parcel Number

Primary APN	`206-19-129`

Interior

Stories	1 Story
Building Area	1,216 sqft Living Area
1st Floor Area	1,216 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Wood
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	12,197 sqft (0.28 acres)
Deck Area	Deck Area
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration

Location & Zoning

Street Address	2137 COTTONTAIL RD
City	OVERGAARD
State	AZ
Zip	85933-5081
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-10
Legal Description	BUCKSKIN ACRES #4 LOT 370
Legal Range	17E
Legal Township	12N
Legal Section	29
Legal Subdivision	BUCKSKIN ACRES #4
Legal Lot Number	370
Jurisdiction	NAVAJO AZ
Township / Civil Division	SNOWFLAKE
Census Block Group	1
Census Block	1055
Census Tract	963700

Owner

Source: Navajo County records, as of June 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	PO BOX 1327, OVERGAARD, AZ 85933-1327
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Nov 18, 2025	Deed of Trust, Mortgage · FHA Mortgage RAPID HOME LENDING INC
Feb 6, 2025	Deed of Trust, Mortgage · Line of Credit LENDAGE LLC
Apr 1, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Jan 27, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage CITYWIDE HOME LOANS
Jul 28, 2017	Warranty Deed, Transfer · FHA Mortgage LAWYERS TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2017 · Amount on Record
Deed Sale	Jul 28, 2017 · Amount on Record
Prior Sale	Jun 23, 2016 · Amount on Record
Deed Document Number	201711285
Last Transfer Date	Dec 14, 2020
Transfer Doc	0000001653
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAVAJO AZ
Property Address	2137 COTTONTAIL RD, OVERGAARD, AZ 85933-5081
Transaction Type	Mortgage
Record Updated	Apr 13, 2026
Title Company	VYLLA TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019644
Date	Oct 18, 2022
Instrument	2022-19644

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2037

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAVAJO AZ
Property Address	2137 COTTONTAIL RD, OVERGAARD, AZ 85933-5081
Transaction Type	Mortgage
Record Updated	Apr 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2137 COTTONTAIL RD, OVERGAARD, AZ 85933-5081

Mortgage

Document Number	0000017187
Date	Nov 18, 2025
Instrument	2025-17187

Lender

Name	RAPID HOME LENDING INC
Type	Mortgage Company
Address	FARMINGTON, MI 48334

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAVAJO AZ
Property Address	2137 COTTONTAIL RD, OVERGAARD, AZ 85933-5081
Transaction Type	Mortgage
Record Updated	Apr 13, 2026
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2137 COTTONTAIL RD, OVERGAARD, AZ 85933-5081

Mortgage

Document Number	0000001610
Date	Feb 6, 2025
Instrument	2025-01610

Lender

Name	LENDAGE LLC
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Mar 1, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAVAJO AZ
Recording Date	Apr 1, 2026
Property Address	2137 COTTONTAIL RD, OVERGAARD, AZ 85933-5081
Document Number	0000004636
Instrument Date	Mar 31, 2026
Instrument	20264636
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NAVAJO AZ
Recording Date	Jan 27, 2021
Property Address	2137 COTTONTAIL RD, OVERGAARD, AZ 85933-5081
Document Number	0000001653
Map Reference	MB 10 PG 26
Instrument Date	Dec 14, 2020
Instrument	2021-01653
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	GREAT AMERICAN TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	PO BOX 1327, OVERGAARD, AZ 85933-1327

Mortgage

Document Number	0000001654
Date	Jan 27, 2021
Instrument	2021-01654

Lender

Name	CITYWIDE HOME LOANS
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2036

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAVAJO AZ
Recording Date	Jul 28, 2017
Property Address	2137 COTTONTAIL RD, OVERGAARD, AZ 85933-5081
Document Number	0000011285
Map Reference	MB10 PG26
Instrument Date	Jun 5, 2017
Instrument	2017-11285
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1226 E WASHINGTON AVE, GILBERT, AZ 85234-1068

Mortgage

Document Number	, 2017-11286
Date	Jul 28, 2017
Instrument	2017-11286

Lender

Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: Navajo County assessment roll, as of June 12, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Navajo County
Unified School District	Heber-Overgaard Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027			$225,618 (-2.48%) Land $29,368 Building $196,250
2026			$231,361 (+10.17%) Land $31,862 Building $199,499
2025	$1,337.00 (+1.52%)	$21,001 Land $2,831 Building $18,170	$210,006 Land $28,310 Building $181,696
2024	$1,317.00 (+2.65%)
2023	$1,283.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 44% of Arizona
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARIZONA WATER CO - OVERGAARD private · serves 13,797 people · EPA ID AZ0409004
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Conexon Connect, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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