2131 Cottontail Rd, Overgaard, AZ 85933 Property Records

Navajo County property record for 2131 Cottontail Rd, Overgaard, AZ 85933

Property Summary

Property Type	Single Family Home
Details	1,571 sqft · built 2007
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Company Names on Record
Last Sale	$160,000 (Sep 2017)
Tax Bill	$2,058 (2025)
Deeds & Mortgages	May 2021 Mortgage Sep 2025 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`206-19-132`

Property Details

APN / Parcel Number

Primary APN	`206-19-132`

Interior

Stories	1 Story
Building Area	1,571 sqft Living Area
Gross Area	2,050 sqft
1st Floor Area	1,571 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	12,197 sqft (0.28 acres)
Garage Type	Attached
Garage Area	479 sqft
Deck Area	Deck Area
Patio Area	280 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	2131 COTTONTAIL RD
City	OVERGAARD
State	AZ
Zip	85933-5081
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-10
Legal Description	BUCKSKIN ACRES #4 LOT 373
Legal Range	17E
Legal Township	12N
Legal Section	29
Legal Subdivision	BUCKSKIN ACRES #4
Legal Lot Number	373
Jurisdiction	NAVAJO AZ
Township / Civil Division	SNOWFLAKE
Census Block Group	1
Census Block	1055
Census Tract	963700

Owner

Source: Navajo County records, as of June 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	3127 E COCONINO DR, GILBERT, AZ 85298-8705
Owner Type	Company
Vesting	Trust, Family Living Trust

Deeds, Mortgages & Sale History

Date	Document
May 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Sep 25, 2025	Warranty Deed, Transfer
Jun 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Sep 6, 2017	Warranty Deed, Transfer · Conventional Mortgage FIRSTBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 6, 2017 · Amount on Record
Deed Sale	Sep 6, 2017 · Amount on Record
Deed Document Number	201713687
Last Transfer Date	Aug 29, 2025
Transfer Doc	0000014060
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAVAJO AZ
Property Address	2131 COTTONTAIL RD, OVERGAARD, AZ 85933-5081
Transaction Type	Mortgage
Record Updated	Oct 8, 2025
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009959
Date	May 6, 2021
Instrument	2021-09959

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	173 Months
Due	Oct 1, 2035

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAVAJO AZ
Recording Date	Sep 25, 2025
Property Address	2131 COTTONTAIL RD, OVERGAARD, AZ 85933-5081
Document Number	0000014060
Map Reference	MB 10 PG 26
Instrument Date	Aug 29, 2025
Instrument	2025-14060
Transaction Type	Transfer
Record Updated	Oct 8, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	3127 E COCONINO DR, GILBERT, AZ 85298-8705

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAVAJO AZ
Property Address	2131 COTTONTAIL RD, OVERGAARD, AZ 85933-5081
Document Number	0000010576
Instrument Date	Jun 24, 2020
Transaction Type	Mortgage
Record Updated	Jul 8, 2020
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3127 E COCONINO DR GILBERT AZ 852988705, GILBERT, AZ 85298-8705

Mortgage

Document Number	0000010576
Date	Jun 25, 2020
Instrument	10576

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 24, 2035

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAVAJO AZ
Recording Date	Sep 6, 2017
Property Address	2131 COTTONTAIL RD, OVERGAARD, AZ 85933-5081
Document Number	0000013687
Instrument Date	Aug 4, 2017
Instrument	13687
Transaction Type	Transfer
Record Updated	Aug 24, 2018
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$160.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3127 E COCONINO DR GILBERT AZ 852988705, GILBERT, AZ 85298-8705

Mortgage

Document Number	13688
Date	Sep 6, 2017
Instrument	13688

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37067

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 5, 2047

Tax Assessment & Valuation

Source: Navajo County assessment roll, as of June 12, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Navajo County
Unified School District	Heber-Overgaard Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027			$360,502 (-2.05%) Land $29,368 Building $331,134
2026		$36,806 (+10.08%) Land $3,186 Building $33,620	$368,062 (+10.08%) Land $31,862 Building $336,200
2025	$2,058.00 (+1.58%)	$33,435 Land $2,831 Building $30,604	$334,349 Land $28,310 Building $306,039
2024	$2,026.00 (+2.58%)
2023	$1,975.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 63% of Arizona
Wildfire Likelihood	0.08% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARIZONA WATER CO - OVERGAARD private · serves 13,797 people · EPA ID AZ0409004
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Conexon Connect, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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