21361 Steward Rd, Madera, CA 93638 Property Records

Madera County property record for 21361 Steward Rd, Madera, CA 93638

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,834 sqft · built 2008
Lot Size	1.98 acres (86,684 sqft)
Owner	2 Individual Names on Record
Last Sale	$725,000 (Aug 2025)
Tax Bill	$5,347 (2025)
Deeds & Mortgages	Feb 2023 Line of Credit Mar 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`031-534-004-000`

Property Details

APN / Parcel Number

Primary APN	`031-534-004-000`
Alternative APN	`031534004`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,834 sqft Living Area
1st Floor Area	2,834 sqft
Basement Area	723 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Construction Type	Frame
Lot Area	86,684 sqft
Garage Area	723 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	21361 STEWARD RD
City	MADERA
State	CA
Zip	93638-7855
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RRS-2
Legal Description	VALLY LAKE RANCHOS LOT 106
Legal Subdivision	VALLY LAKE RANCHOS
Legal Lot Number	106
Jurisdiction	MADERA CA
Township / Civil Division	MADERA
Census Block Group	1
Census Block	1019
Census Tract	514

Owner

Source: Madera County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	21361 STEWARD RD, MADERA, CA 93638-7855
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2023	Deed of Trust, Mortgage · Line of Credit COMMONWEALTH CENTRAL CU
Mar 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANPAL LLC
Jun 14, 2019	Grant Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Jun 14, 2019	Quit Claim Deed, Transfer PLACER TITLE COMPANY, PLACER TITLE CO.
Feb 9, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 2025 · Amount on Record
Deed Sale	Aug 19, 2025 · Amount on Record
Prior Sale	Jun 14, 2019 · Amount on Record
Deed Document Number	202517195
Prior Transfer Date	May 7, 2019
Prior Transfer Doc	0000012902
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADERA CA
Property Address	21361 STEWARD RD, MADERA, CA 93638-7855
Transaction Type	Mortgage
Record Updated	Feb 23, 2023
Title Company	STEWART TITLE GURANTY, STEWART TITLE GUARANTY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21361 STEWARD RD, MADERA, CA 93638-7855

Mortgage

Document Number	0000002443
Date	Feb 8, 2023
Instrument	2023002443

Lender

Name	COMMONWEALTH CENTRAL CU
Type	Credit Union
Address	SAN JOSE, CA 95164

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 7, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADERA CA
Property Address	21361 STEWARD RD, MADERA, CA 93638-7855
Transaction Type	Mortgage
Record Updated	Jun 21, 2022
Title Company	NATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21361 STEWARD RD, MADERA, CA 93638-7855

Mortgage

Document Number	0000008962
Date	Mar 23, 2021
Instrument	2021008962

Lender

Name	LOANPAL LLC
Type	Non-Lending Institution
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MADERA CA
Recording Date	Jun 14, 2019
Property Address	21361 STEWARD RD, MADERA, CA 93638-7855
Document Number	0000012903
Map Reference	VOL 11 PG 30-63
Instrument Date	May 7, 2019
Instrument	2019012903
Transaction Type	Transfer
Record Updated	Jun 21, 2022
Title Company	PLACER TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	21361 STEWARD RD, MADERA, CA 93638-7855

Mortgage

Document Number	0000012904
Date	Jun 14, 2019
Instrument	2019012904

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MADERA CA
Recording Date	Jun 14, 2019
Property Address	21361 STEWARD RD, MADERA, CA 93638-7855
Document Number	0000012902
Instrument Date	May 6, 2019
Instrument	12902
Transaction Type	Transfer
Record Updated	Jul 1, 2019
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1901 WALNUT AVE CERES CA 953073527, CERES, CA 95307-3527

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MADERA CA
Recording Date	Feb 9, 2017
Property Address	21361 STEWARD RD, MADERA, CA 93638-7855
Document Number	0000003437
Instrument Date	Feb 7, 2017
Instrument	3437
Transaction Type	Transfer
Record Updated	Feb 28, 2017

Transaction

Amount	Amount Recorded
Tax	$61.60
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1901 WALNUT AVE CERES CA 953073527, CERES, CA 95307-3527

Tax Assessment & Valuation

Source: Madera County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	California
County	Madera County
Unified School District	Madera Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$725,000 (+55.11%) Land $150,000 Building $575,000
2025	$5,347.00 (-0.74%)	$467,398 (+4.04%) Land $66,929 Building $400,469
2024	$5,387.00 (+2.39%)
2023	$5,261.00 (+4.55%)	$449,250 Land $64,331 Building $384,919
2022	$5,032.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 18, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 79% of the US · above 56% of California
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
AT&T Fixed Wireless	25 / 3

May also be available: T-Mobile, Verizon.

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