21197 Steward Rd, Madera, CA 93638 Property Records

Madera County property record for 21197 Steward Rd, Madera, CA 93638 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,052 sqft · built 2006
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on File
Last Sale	$650,000 (May 2022)
Tax Bill	$7,891 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Jul 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`031-481-004-000`

Property Details

APN / Parcel Number

Primary APN	`031-481-004-000`
Alternative APN	`031481004`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	3,052 sqft Living Area
Basement Area	885 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Construction Type	Frame
Lot Area	87,120 sqft
Garage Area	885 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	21197 STEWARD RD
City	MADERA
State	CA
Zip	93638-7101
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VALLEY LAKE RANCHOS LOT 103
Legal Subdivision	VALLEY LAKE RANCHOS
Legal Lot Number	103
Jurisdiction	MADERA CA
Township / Civil Division	MADERA
Census Block Group	1
Census Block	1019
Census Tract	514

Owner

Source: Madera County records · APN 031-481-004-000

Assessment roll updated July 20, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	21197 STEWARD RD, MADERA, CA 93638-7101
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 05, 2022	Grant Deed, Transfer · Conventional Mortgage DEEPHAVEN MORTGAGE LLC
Jul 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 31, 2020	Quit Claim Deed, Transfer ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TITLE CO/NTHRN CA
Aug 31, 2020	Grant Deed, Transfer · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 05, 2022 · Amount on Record
Deed Sale	May 05, 2022 · Amount on Record
Prior Sale	Aug 31, 2020 · Amount on Record
Deed Document Number	202212571
Prior Transfer Date	Aug 28, 2020
Prior Transfer Doc	0000020831
Record Updated	Sep 20, 2026

May 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MADERA CA
Recording Date	May 05, 2022
Property Address	21197 STEWARD RD, MADERA, CA 93638-7101
Document Number	0000012571
Map Reference	VOL 11 PG 30-63
Instrument Date	Apr 28, 2022
Instrument	2022012571
Transaction Type	Transfer
Record Updated	May 17, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21197 STEWARD RD, MADERA, CA 93638-7101

Mortgage

Document Number	0000012572
Date	May 05, 2022
Instrument	2022012572

Lender

Name	DEEPHAVEN MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2052

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADERA CA
Property Address	21197 STEWARD RD, MADERA, CA 93638-7101
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015302
Date	Jul 15, 2019
Instrument	2019015302

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2049

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MADERA CA
Recording Date	Aug 31, 2020
Property Address	21197 STEWARD RD, MADERA, CA 93638-7101
Document Number	0000020831
Instrument Date	Jul 30, 2020
Instrument	20831
Transaction Type	Transfer
Record Updated	Sep 11, 2020
Title Company	ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TITLE CO/NTHRN CA

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	21197 STEWARD RD MADERA CA 936387101, MADERA, CA 93638-7101

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MADERA CA
Recording Date	Aug 31, 2020
Property Address	21197 STEWARD RD, MADERA, CA 93638-7101
Document Number	0000020832
Map Reference	VOL 11 PG 30-63
Instrument Date	Jul 29, 2020
Instrument	2020020832
Transaction Type	Transfer
Record Updated	Jul 26, 2021
Title Company	ORANGE COAST TTL CO OF NOCAL

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21197 STEWARD RD, MADERA, CA 93638-7101

Mortgage

Document Number	0000020833
Date	Aug 31, 2020
Instrument	2020020833

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2050

Tax Assessment & Valuation

Source: Madera County records · Assessment roll updated July 20, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	Madera County
Unified School District	Madera Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$744,154 (+7.88%) Land $75,769 Building $668,385
2025	$7,891.00 (+1.64%)	$689,784 (+4.04%) Land $74,284 Building $615,500
2023	$7,764.00 (+73.3%)	$663,000 Land $71,400 Building $591,600
2022	$4,480.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Madera County (06039C), updated October 18, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	High above 79% of the US · above 56% of California
Wildfire Likelihood	About 1 in 169 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 37 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
UnWired Broadband Holding	Fixed Wireless (unlicensed)	400 / 50
Cal.net	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	25 / 3

May also be available at this address: T-Mobile USA, Cal.net, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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