Talbot County property record for 21360 Phillips Rd, Tilghman, MD 21671
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 942 sqft · built 1900 |
| Lot Size | 0.351 acres (15,292 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $270,000 (Dec 2024) |
| Tax Bill | $1,177 (2025) |
| Deeds & Mortgages | Nov 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-192951 |
| Primary APN | 05-192951 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 942 sqft Total Area |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 15,292 sqft (0.351 acres) |
| Porch | Slab |
| Porch Area | 160 sqft |
| Shed | 1 Shed |
| Heating Fuel | Electric |
|---|---|
| Sewer | Connected |
| Account Number | 192951 |
|---|---|
| Street Address | 21360 PHILLIPS RD |
| City | TILGHMAN |
| State | MD |
| Zip | 21671-1163 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PARCEL 3 - 15,292 SF N/S PHILLIPS RD TILGHMAN |
| Legal Subdivision | GARVIN EDWARD T & ROSE T LAND |
| Jurisdiction | TALBOT MD |
| Township / Civil Division | 5, BAY HUNDRED |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 960800 |
Source: Talbot County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 21360 PHILLIPS RD, TILGHMAN, MD 21671-1163 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 3, 2024 · Amount on Record |
| Deed Sale | Dec 3, 2024 · Amount on Record |
| Prior Sale | Nov 10, 2022 · Amount on Record |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | TALBOT MD |
| Recording Date | Nov 10, 2022 |
| Property Address | 21360 PHILLIPS RD, TILGHMAN, MD 21671-1163 |
| Document Number | 0030160153 |
| Book / Page | 3016 / 153 |
| Map Reference | LB 72 FO 47 |
| Instrument Date | Nov 9, 2022 |
| Transaction Type | Transfer |
| Record Updated | Sep 19, 2023 |
| Title Company | NOT AVAILABLE, VENTURE TITLE COMPANY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 21360 PHILLIPS RD, TILGHMAN, MD 21671-1163 |
| Document Number | 0030160158 |
|---|---|
| Date | Nov 10, 2022 |
| Instrument | 3016-0158 |
| Name | BAY CAPITAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2052 |
Source: Talbot County assessment roll, as of August 12, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Talbot County |
| Unified School District | Talbot County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $163,467 (+42.02%) | $231,000 (+78.1%) Land $82,700 Building $148,300 | |
| 2025 | $1,177.00 (+19.61%) | ||
| 2023 | $984.00 | $115,100 | $129,700 Land $49,200 Building $80,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 194 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 194 in force |
| Nearby Flood Claims | 88 (1979–2024) |
| Claims Outside the SFHA | 17 of 88 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 89% of Maryland |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: AT&T, Easton Velocity.
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