Talbot County property record for 21357 Phillips Rd, Tilghman, MD 21671
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,332 sqft · built 2016 |
| Lot Size | 0.249 acres (10,864 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $35,000 (Apr 2015) |
| Tax Bill | $2,768 (2026) |
| Deeds & Mortgages | Apr 2026 Sale Apr 2026 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-197449 |
| Primary APN | 05-197449 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,332 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Construction Type | Frame |
| Roof Material | Metal |
| Lot Area | 10,864 sqft (0.249 acres) |
| Porch | Slab |
| Porch Area | 180 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 197449 |
|---|---|
| Street Address | 21357 PHILLIPS RD |
| City | TILGHMAN |
| State | MD |
| Zip | 21671-1164 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2 - 10,864 SF W/S S MAIN STREET TILGHMAN |
| Legal Subdivision | JEFFREY W R & SUSAN L MATHIAS |
| Legal Lot Number | 2 |
| Jurisdiction | TALBOT MD |
| Township / Civil Division | 5, BAY HUNDRED |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 960800 |
21357 Phillips Rd is owned by two individuals who acquired it in April 2026.
Source: Talbot County records, as of September 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6640 WALNUTWOOD CIR, BALTIMORE, MD 21212-1213 |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Apr 28, 2026 | Deed, Transfer NONE LISTED ON DOCUMENT |
| Apr 28, 2026 | Deed, Transfer NONE LISTED ON DOCUMENT |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 20, 2015 · Amount on File |
| Deed Sale | Apr 20, 2015 · Amount on File |
| Prior Sale | Jul 5, 2012 · Amount on File |
| Deed Book / Page | 2254 / 78 |
| Last Transfer Date | Apr 23, 2026 |
| Transfer Doc | 0032620001 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | TALBOT MD |
| Recording Date | Apr 28, 2026 |
| Property Address | 21357 PHILLIPS RD, TILGHMAN, MD 21671-1164 |
| Document Number | 3262000001 |
| Book / Page | 3262 / 1 |
| Instrument Date | Apr 23, 2026 |
| Transaction Type | Transfer |
| Record Updated | May 7, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 6640 WALNUTWOOD CIR, BALTIMORE, MD 21212-1213 |
| Document Type | Deed |
|---|---|
| Jurisdiction | TALBOT MD |
| Recording Date | Apr 28, 2026 |
| Property Address | 21357 PHILLIPS RD, TILGHMAN, MD 21671-1164 |
| Document Number | 0032620001 |
| Book / Page | 3262 / 1 |
| Instrument Date | Apr 23, 2026 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 6640 WALNUTWOOD CIR, BALTIMORE, MD 21212-1213 |
The 2026 property tax bill for 21357 Phillips Rd was $2,768, up 16.1% from the year before.
Source: Talbot County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Talbot County |
| Unified School District | Talbot County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,768.00 (+16.11%) | $300,300 (+14.27%) | $375,300 (+42.81%) Land $78,700 Building $296,600 |
| 2025 | $2,384.00 | $262,800 Land $49,200 Building $213,600 | $262,800 Land $49,200 Building $213,600 |
| 2023 | $1,925.00 | $225,067 | $262,800 Land $49,200 Building $213,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 21357 Phillips Rd in Zone X, an area of minimal flood risk, though there have been 88 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 194 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 194 in force |
| Nearby Flood Claims | 88 (1979–2024) |
| Claims Outside the SFHA | 17 of 88 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 21357 Phillips Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 89% of Maryland |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: AT&T, Easton Velocity.
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