2136 W Chapel Dr, Bumpass, VA 23024 Property Records

Louisa County property record for 2136 W Chapel Dr, Bumpass, VA 23024

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,673 sqft · built 2009
Lot Size	7.27 acres (316,681 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,044 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit Feb 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`98 4 F`

Property Details

APN / Parcel Number

Primary APN	`98 4 F`
Alternative APNs	`1668` `1612`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,673 sqft Living Area
1st Floor Area	1,647 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Aluminum/Vinyl
Foundation Type	Masonry
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	316,681 sqft (7.27 acres)

Exterior Amenities

Pool Type	Above-Ground Pool
Porch	Slab
Porch Area	174 sqft
Deck Area	520 sqft
Shed	1 Shed
Shed Area	192 sqft
Lean-To	Lean-To

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	1612
Street Address	2136 W CHAPEL DR
City	BUMPASS
State	VA
Zip	23024-2429
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A2
Legal Description	3 SQUARE & BAGBY DB 2008/693 7.27 AC
Jurisdiction	LOUISA VA
Township / Civil Division	MOUNTAIN ROAD
Census Block Group	3
Census Block	3024
Census Tract	950500

Owner

Source: Louisa County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	BUMPASS, VA 23024
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2022	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Feb 28, 2020	Deed of Trust, Mortgage · Line of Credit BB&T COLLATERAL SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	2136 W CHAPEL DR, BUMPASS, VA 23024-2429
Transaction Type	Mortgage
Record Updated	Mar 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2136 W CHAPEL DR, BUMPASS, VA 23024-2429

Mortgage

Document Number	001830/240
Date	Mar 10, 2022
Book Page	1830/240
Instrument	202200002587

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	2136 W CHAPEL DR, BUMPASS, VA 23024-2429
Document Number	0000002515
Instrument Date	Feb 28, 2020
Transaction Type	Mortgage
Record Updated	Apr 21, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2136 W CHAPEL DR BUMPASS VA 230242429, BUMPASS, VA 23024-2429

Mortgage

Document Number	0000002515
Date	Mar 12, 2020
Book Page	001662/000570
Instrument	2515

Lender

Name	BB&T COLLATERAL SVCS
Address	PO BOX 1290, WHITEVILLE, NC 28472-1290

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Louisa County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Louisa County
Unified School District	Louisa County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$445,136 (+5.28%) Land $75,200 Building $369,936	$445,136 (+5.28%) Land $75,200 Building $369,936
2025	$3,044.00 (+7.56%)	$422,800 (+12.24%) Land $64,700 Building $358,100	$422,800 (+12.24%) Land $64,700 Building $358,100
2024	$2,830.00 (+76.65%)
2023		$376,700 Land $55,600 Building $321,100
2022	$1,602.00		$376,700 Land $55,600 Building $321,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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