2016 W Chapel Dr, Bumpass, VA 23024 Property Records

Louisa County property record for 2016 W Chapel Dr, Bumpass, VA 23024

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,849 sqft · built 1993
Lot Size	3.75 acres (163,350 sqft)
Owner	Individual Name on Record
Tax Bill	$3,628 (2025)
Deeds & Mortgages	Feb 2024 Second Mortgage Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`98 4 F2`

Property Details

APN / Parcel Number

Primary APN	`98 4 F2`
Alternative APNs	`22988` `21670`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,849 sqft Living Area
1st Floor Area	1,585 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	163,350 sqft (3.75 acres)
Porch	Slab
Porch Area	515 sqft
Deck Area	418 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	21670
Street Address	2016 W CHAPEL DR
City	BUMPASS
State	VA
Zip	23024-2428
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A2
Legal Description	3 SQUARE BAYLEY PLAT 442/300 DB 1779/880 3.75 AC
Jurisdiction	LOUISA VA
Township / Civil Division	MOUNTAIN ROAD
Census Block Group	3
Census Block	3024
Census Tract	950500

Owner

Source: Louisa County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2016 W CHAPEL DR, BUMPASS, VA 23024-2428
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Jul 28, 2021	Intrafamily Transfer, Transfer · VA Mortgage NAVY FCU
Dec 8, 2017	Deed of Trust, Mortgage · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 28, 2021
Deed Sale	Jul 28, 2021
Deed Document Number	20219028
Deed Book / Page	1779 / 880
Prior Transfer Date	Jun 25, 2021
Prior Transfer Doc	1779/880
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	2016 W CHAPEL DR, BUMPASS, VA 23024-2428
Transaction Type	Mortgage
Record Updated	Mar 19, 2024
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001940/261
Date	Feb 14, 2024
Book Page	1940/261
Instrument	202400001328

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Jan 1, 2039

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LOUISA VA
Recording Date	Jul 28, 2021
Property Address	2016 W CHAPEL DR, BUMPASS, VA 23024-2428
Document Number	1779/880
Book / Page	1779 / 880
Map Reference	MB 442 PG 305
Instrument Date	Jun 25, 2021
Instrument	202100009028
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	TERRY TITLE, TERRYS TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2016 WEST CHAPEL DR, BUMPASS, VA 23024-2428

Mortgage

Document Number	1779884
Date	Jul 28, 2021
Instrument	1779/884

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	2016 W CHAPEL DR, BUMPASS, VA 23024-2428
Document Number	0000010564
Book / Page	001542 / 000212
Instrument Date	Dec 8, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	NAVY FEDERAL TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2016 W CHAPEL DR BUMPASS VA 230242428, BUMPASS, VA 23024-2428

Mortgage

Document Number	0000010564
Date	Dec 14, 2017
Book Page	001542/000212
Instrument	10564

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 13, 2047

Tax Assessment & Valuation

Source: Louisa County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Louisa County
Unified School District	Louisa County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$525,080 (+4.2%) Land $64,500 Building $460,580	$525,080 (+4.2%) Land $64,500 Building $460,580
2025	$3,628.00 (+14.16%)	$503,900 (+22.84%) Land $54,100 Building $449,800	$503,900 (+22.84%) Land $54,100 Building $449,800
2024	$3,178.00 (+90.76%)
2023		$410,200 Land $45,000 Building $365,200
2022	$1,666.00		$410,200 Land $45,000 Building $365,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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