2136 Morningside Dr NE, Saint Cloud, MN 56304 Property Records

Benton County property record for 2136 Morningside Dr NE, Saint Cloud, MN 56304

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,066 sqft · built 1976
Lot Size	0.235 acres (10,240 sqft)
Owner	2 Individual Names on Record
Last Sale	$255,500 (Mar 2022)
Tax Bill	$1,962 (2026)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Jun 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09.00975.00`

Property Details

APN / Parcel Number

Primary APN	`09.00975.00`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Stories	1 Story
Building Area	1,066 sqft Living Area
1st Floor Area	1,066 sqft
Basement Area	714 sqft
Finished Basement	714 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1982
Exterior Material	Aluminum Siding
Roof Type	Gable/Hip
Roof Material	Asbestos
Lot Area	10,240 sqft (0.235 acres)
Garage Area	480 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2136 MORNINGSIDE DR NE
City	SAINT CLOUD
State	MN
Zip	56304-9618
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-31 TWP-036 RANGE-030 POINT PLEASANT LOT-006 BLOCK-002
Legal Range	030
Legal Township	036
Legal Section	31
Legal Subdivision	POINT PLEASANT
Legal Block	2
Legal Lot Number	6
Jurisdiction	BENTON MN
Township / Civil Division	MINDEN
Census Block Group	2
Census Block	2007
Census Tract	21201

Owner

Source: Benton County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2136 MORNINGSIDE DR NE, SAINT CLOUD, MN 56304-9618
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2022	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE RESEARCH CENTER LLC
Jun 13, 2019	Warranty Deed, Transfer · Conventional Mortgage BREMER BANK NA
Jun 13, 2019	Affidavit of Death of Joint Tenant, Transfer TRI COUNTY ABSTRACT AND TITLE GUARANT, TRI CNTY ABSTRACT & TTL GUAR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 25, 2022 · Amount on Record
Deed Sale	Mar 25, 2022 · Amount on Record
Prior Sale	Jun 13, 2019 · Amount on Record
Deed Document Number	2022459621
Record Updated	Sep 20, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON MN
Recording Date	Mar 25, 2022
Property Address	2136 MORNINGSIDE DR NE, SAINT CLOUD, MN 56304-9618
Document Number	0000459621
Instrument Date	Mar 9, 2022
Instrument	459621
Transaction Type	Transfer
Record Updated	Apr 14, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$843.15
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2136 MORNINGSIDE DR NE, SAINT CLOUD, MN 56304-9618

Mortgage

Document Number	0000459622
Date	Mar 25, 2022
Instrument	459622

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON MN
Recording Date	Jun 13, 2019
Property Address	2136 MORNINGSIDE DR NE, SAINT CLOUD, MN 56304-9618
Document Number	436296
Instrument Date	Jun 12, 2019
Instrument	436296
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FOSTER COUNTY ABSTRACT AND TITLE COMPANY, TRI COUNTY ABSTRACT & TTL CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$605.22
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 365, CLEAR LAKE, MN 55319-0365

Mortgage

Document Number	436297
Date	Jun 13, 2019
Instrument	436297

Lender

Name	BREMER BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

June 2019: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	BENTON MN
Recording Date	Jun 13, 2019
Property Address	2136 MORNINGSIDE DR NE, SAINT CLOUD, MN 56304-9618
Document Number	436295
Instrument Date	Jun 12, 2019
Instrument	436295
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	TRI COUNTY ABSTRACT AND TITLE GUARANT, TRI CNTY ABSTRACT & TTL GUAR

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 365, CLEAR LAKE, MN 55319-0365

Tax Assessment & Valuation

Source: Benton County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Benton County
County Subdivision	Minden Township
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,962.00 (+5.03%)	$231,600 (+3.21%) Land $34,400 Building $197,200	$231,600 (+3.21%) Land $34,400 Building $197,200
2025	$1,868.00 (+14.46%)	$224,400 (+3.65%) Land $31,400 Building $193,000	$224,400 (+3.65%) Land $31,400 Building $193,000
2023	$1,632.00	$216,500 Land $31,100 Building $185,400	$216,500 Land $31,100 Building $185,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 29, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 78% of Minnesota
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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