2115 Morningside Dr NE, Saint Cloud, MN 56304 Property Records

Benton County property record for 2115 Morningside Dr NE, Saint Cloud, MN 56304

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,050 sqft · built 1973
Lot Size	0.504 acres (21,960 sqft)
Owner	Individual Name on File
Last Sale	$297,500 (Mar 2018)
Tax Bill	$2,126 (2026)
Deeds & Mortgages	Feb 2022 Mortgage May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09.00958.00`

Property Details

APN / Parcel Number

Primary APN	`09.00958.00`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Stories	1 Story
Building Area	1,050 sqft Living Area
1st Floor Area	1,050 sqft
Basement Area	906 sqft
Finished Basement	906 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1984
Exterior Material	Wood Siding
Roof Type	Gable/Hip
Roof Material	Asbestos
Lot Area	21,960 sqft (0.504 acres)
Garage Area	720 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2115 MORNINGSIDE DR NE
City	SAINT CLOUD
State	MN
Zip	56304-9618
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-31 TWP-036 RANGE-030 POINT PLEASANT LOT-001 BLOCK-001
Legal Range	030
Legal Township	036
Legal Section	31
Legal Subdivision	POINT PLEASANT
Legal Block	1
Legal Lot Number	1
Jurisdiction	BENTON MN
Township / Civil Division	MINDEN
Census Block Group	2
Census Block	2006
Census Tract	21201

Owner

2115 Morningside Dr NE is owned and occupied by an individual who bought it in March 2018.

Source: Benton County records, as of July 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2115 MORNINGSIDE DR NE, SAINT CLOUD, MN 56304-9618
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
May 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Mar 20, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 20, 2018 · Amount on File
Deed Sale	Mar 20, 2018 · Amount on File
Deed Document Number	2018428343
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON MN
Property Address	2115 MORNINGSIDE DR NE, SAINT CLOUD, MN 56304-9618
Transaction Type	Mortgage
Record Updated	Mar 3, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000458837
Date	Feb 17, 2022
Instrument	458837

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	349 Months
Due	Mar 1, 2051

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON MN
Property Address	2115 MORNINGSIDE DR NE, SAINT CLOUD, MN 56304-9618
Transaction Type	Mortgage
Record Updated	Aug 9, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	451939
Date	May 4, 2021
Instrument	451939

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	357 Months
Due	Feb 1, 2051

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON MN
Recording Date	Mar 20, 2018
Property Address	2115 MORNINGSIDE DR NE, SAINT CLOUD, MN 56304-9618
Document Number	428343
Instrument Date	Mar 16, 2018
Instrument	428343
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2026 property tax bill for 2115 Morningside Dr NE was $2,126 with a homeowner's exemption.

Source: Benton County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Benton County
County Subdivision	Minden Township
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,126.00 Homeowner's exemption	$274,100 Land $57,000 Building $217,100	$274,100 Land $57,000 Building $217,100
2023	$1,786.00	$255,300 Land $51,600 Building $203,700	$255,300 Land $51,600 Building $203,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2115 Morningside Dr NE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 29, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2115 Morningside Dr NE is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 57% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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