2135 Old N Shore Rd, Duluth, MN 55804 Property Records

St. Louis County property record for 2135 Old N Shore Rd, Duluth, MN 55804

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,040 sqft · built 1960
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on File
Last Sale	$210,000 (Nov 2019)
Tax Bill	$1,876 (2026)
Deeds & Mortgages	Oct 2020 Mortgage Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`315-0010-02112`

Property Details

APN / Parcel Number

Primary APN	`315-0010-02112`
Alternative APN	`1080707`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,040 sqft Gross Area
1st Floor Area	1,040 sqft
Basement Area	368 sqft
Finished Basement	368 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Lot Area	87,120 sqft (2 acres)
Garage Area	672 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Deck Area	712 sqft
Storage Building	80 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Oil

Location & Zoning

Account Number	1080707
Street Address	2135 OLD NORTH SHORE RD
City	DULUTH
State	MN
Zip	55804-3322
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNS
Legal Description	PART OF W 1/2 OF W 1/2 OF SE 1/4 OF NE1/4 BEG AT POINT OF INTERSECTION OFCENTER LINE OF OLD NORTH SHORE ROAD ANDELY LINE OF
Legal Range	12W
Legal Township	51N
Legal Section	18
Legal Subdivision	DULUTH TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	2
Census Block	2041
Census Tract	10500

Owner

2135 Old N Shore Rd is owned and occupied by an individual who bought it in November 2019.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	2135 OLD NORTH SHORE RD, DULUTH, MN 55804-3322
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage NATIONAL BK/CMRC
Nov 6, 2019	Warranty Deed, Transfer · Conventional with PMI PENNYMAC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 6, 2019 · Amount on File
Deed Sale	Nov 6, 2019 · Amount on File
Deed Document Number	20191017119
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2135 OLD NORTH SHORE RD, DULUTH, MN 55804-3322
Document Number	00T1031758
Instrument Date	Oct 29, 2020
Transaction Type	Mortgage
Record Updated	Dec 4, 2020
Title Company	NORTH SHORE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2135 OLD NORTH SHORE RD DULUTH MN 558043322, DULUTH, MN 55804-3322

Mortgage

Document Number	00T1031758
Date	Nov 6, 2020
Instrument	T1031758

Lender

Name	NATIONAL BK/CMRC
Address	SUPERIOR, WI 54880

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Nov 5, 2040

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Nov 6, 2019
Property Address	2135 OLD NORTH SHORE RD, DULUTH, MN 55804-3322
Document Number	00T1017119
Instrument Date	Oct 18, 2019
Instrument	T1017119
Transaction Type	Transfer
Record Updated	Feb 3, 2020
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$693.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2135 OLD NORTH SHORE RD DULUTH MN 558043322, DULUTH, MN 55804-3322

Mortgage

Document Number	T1017120
Date	Nov 6, 2019
Instrument	T1017120

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 5, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 2135 Old N Shore Rd was $1,876 with a homeowner's exemption, up 14.4% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Duluth Township
Unified School District	Lake Superior Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,876.00 (+14.39%) Homeowner's exemption
2025	$1,640.00 (+8.9%) Homeowner's exemption	$284,900 (+4.82%) Land $66,300 Building $218,600	$284,900 (+4.82%) Land $66,300 Building $218,600
2024	$1,506.00	$271,800 Land $63,600 Building $208,200	$271,800 Land $63,600 Building $208,200
2022		$196,100 Land $44,800 Building $151,300	$196,100 Land $44,800 Building $151,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2135 Old N Shore Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2012)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2012 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2135 Old N Shore Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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