St. Louis County property record for 2104 Old N Shore Rd, Duluth, MN 55804
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,688 sqft · built 2004 |
| Lot Size | 2.87 acres (125,066 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,218 (2026) |
| Deeds & Mortgages | Mar 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 315-0091-00011 |
| Primary APN | 315-0091-00011 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 1,688 sqft Gross Area |
| 1st Floor Area | 1,688 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 125,066 sqft (2.87 acres) |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Patio |
| Porch Area | 80 sqft |
| Deck Area | 56 sqft |
| Storage Building | 80 sqft |
| Sauna | Sauna |
| Heating Fuel | Gas |
|---|
| Account Number | 786877 |
|---|---|
| Street Address | 2104 OLD NORTH SHORE RD |
| City | DULUTH |
| State | MN |
| Zip | 55804-3363 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MUNS |
| Legal Description | ALL THAT PART OF TRACT A LYING NWLY OF A LINEPARALLEL TO AND DISTANT 245 FT NWLY OF NLYLINE OF US HWY #61 SERIAL # |
| Legal Tract | A |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 2 |
| Census Block | 2033 |
| Census Tract | 10500 |
2104 Old N Shore Rd is owned and occupied by an individual.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2104 OLD NORTH SHORE RD, DULUTH, MN 55804-3363 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 2104 OLD NORTH SHORE RD, DULUTH, MN 55804-3363 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2104 OLD NORTH SHORE RD, DULUTH, MN 55804-3363 |
| Document Number | 0001067105 |
|---|---|
| Date | Mar 30, 2023 |
| Instrument | 1067105 |
| Name | NORTH SHORE BANK OF COMMERCE |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Mar 21, 2028 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 2104 Old N Shore Rd was $1,218 with a homeowner's exemption, up 16.9% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Duluth Township |
| Unified School District | Lake Superior Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,218.00 (+16.89%) Homeowner's exemption | ||
| 2025 | $1,042.00 (+1.76%) Homeowner's exemption | $216,600 (+4.79%) Land $68,800 Building $147,800 | $216,600 (+4.79%) Land $68,800 Building $147,800 |
| 2024 | $1,024.00 | $206,700 Land $65,900 Building $140,800 | $206,700 Land $65,900 Building $140,800 |
| 2022 | $147,600 Land $45,300 Building $102,300 | $147,600 Land $45,300 Building $102,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2104 Old N Shore Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2012.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2012) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jun 2012 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2104 Old N Shore Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zito Media Fiber | 1,000 / 1,000 |
| CenturyLink DSL | 140 / 20 |
5G and 4G LTE (outdoors only)
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