2135 Black Canyon Rd, Ramona, CA 92065 Property Records

San Diego County property record for 2135 Black Canyon Rd, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,056 sqft · built 1955
Lot Size	3.5 acres (152,460 sqft)
Owner	2 Individual Names on File
Last Sale	$395,000 (Apr 2019)
Tax Bill	$4,862 (2025)
Deeds & Mortgages	Jan 2024 Transfer May 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`279-130-40-00`

Property Details

APN / Parcel Number

Primary APN	`279-130-40-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Building Area	1,056 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Conventional
Lot Area	152,460 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating Fuel	Solar

Location & Zoning

Street Address	2135 BLACK CANYON RD
City	RAMONA
State	CA
Zip	92065-5510
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	LOT 46 PAR PER ROS 15071 IN TR 000656
Legal Subdivision	VALLE DE LOS AMIGOS
Legal Tract	000656
Legal Block	1
Legal Lot Number	46
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	1
Census Block	1036
Census Tract	20807

Owner

2135 Black Canyon Rd is owned and occupied by two individuals who acquired it in January 2024.

Source: San Diego County records, as of August 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2135 BLACK CANYON RD, RAMONA, CA 92065-5510
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2024	Transfer on Death Deed, Transfer
May 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Apr 17, 2019	Affidavit of Death, Transfer TICOR TITLE SAN DIEGO BR
Apr 17, 2019	Grant Deed, Transfer · Conventional with PMI BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 17, 2019 · Amount on File
Deed Sale	Apr 17, 2019 · Amount on File
Prior Sale	Jul 24, 2007 · Amount on File
Deed Document Number	2019139724
Last Transfer Date	Jan 3, 2024
Transfer Doc	0000009967
Record Updated	Oct 29, 2026

January 2024: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 12, 2024
Property Address	2135 BLACK CANYON RD, RAMONA, CA 92065-5510
Document Number	0000009967
Map Reference	MAP 656
Instrument Date	Jan 3, 2024
Instrument	2024-0009967
Transaction Type	Transfer
Record Updated	Jan 23, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2135 BLACK CANYON RD, RAMONA, CA 92065-5510

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2135 BLACK CANYON RD, RAMONA, CA 92065-5510
Transaction Type	Mortgage
Record Updated	May 19, 2021
Title Company	LANDSAFE TITLE/FL, LANDSAFE TITLE CALIFORNIA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2135 BLACK CANYON RD, RAMONA, CA 92065-5510

Mortgage

Document Number	0000357286
Date	May 10, 2021
Instrument	2021-0357286

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

April 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 17, 2019
Property Address	2135 BLACK CANYON RD, RAMONA, CA 92065-5510
Document Number	0000139723
Instrument Date	Mar 19, 2019
Instrument	139723
Transaction Type	Transfer
Record Updated	Apr 24, 2019
Title Company	TICOR TITLE SAN DIEGO BR

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2135 BLACK CANYON RD RAMONA CA 920655510, RAMONA, CA 92065-5510

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 17, 2019
Property Address	2135 BLACK CANYON RD, RAMONA, CA 92065-5510
Document Number	0000139724
Instrument Date	Mar 13, 2019
Instrument	139724
Transaction Type	Transfer
Record Updated	Apr 24, 2019
Title Company	TICOR TITLE SAN DIEGO BR

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$434.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2135 BLACK CANYON RD RAMONA CA 920655510, RAMONA, CA 92065-5510

Mortgage

Document Number	139725
Date	Apr 17, 2019
Instrument	139725

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 16, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 2135 Black Canyon Rd was $4,862 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$449,438 (+2%) Land $341,347 Building $108,091
2025	$4,862.00 Homeowner's exemption	$440,626 Land $334,654 Building $105,972
2023	$4,478.00 (-2.63%) Homeowner's exemption	$423,518 Land $321,660 Building $101,858
2022	$4,599.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2135 Black Canyon Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (1993)
Most Recent Claim	Jan 1993 · Severe Winter Storm, Mud & Land Slides, & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2135 Black Canyon Rd is extreme, ranking above 96% of the US, with a 3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 96% of the US · above 83% of California
Wildfire Likelihood	3% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
San Diego Broadband Fixed Wireless	500 / 100
Starlink Satellite	280 / 30

May also be available: AT&T, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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