2134 Schell Dr, Rockford, IL 61109 Property Records

Winnebago County property record for 2134 Schell Dr, Rockford, IL 61109

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,269 sqft · built 1963
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on File
Last Sale	$60,000 (Aug 2017)
Tax Bill	$3,257 (2025)
Deeds & Mortgages	Aug 2017 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`240C301`

Property Details

APN / Parcel Number

Primary APN	`240C301`
Alternative APN	`1524352020`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,269 sqft Living Area
Gross Area	3,088 sqft
1st Floor Area	1,269 sqft
Basement Area	1,269 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	125 ft deep x 84 ft wide
Terrain	High
Garage Type	Attached
Garage Area	550 sqft
Parking Spaces	1 Parking Space
Porch	Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	240C301
Street Address	2134 SCHELL DR
City	ROCKFORD
State	IL
Zip	61109-4833
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	JAMES COUNTRY HOMES 9TH ADDN BNG A PTOF SW 1/4 SW 1/4 SEC 24-43-1 LOT 060
Legal Range	1
Legal Township	43
Legal Section	24
Legal Subdivision	JAMES COUNTRY HOMES 9TH ADDN
Legal Lot Number	060
Jurisdiction	WINNEBAGO IL
Township / Civil Division	ROCKFORD
Census Block Group	5
Census Block	5063
Census Tract	3711

Owner

2134 Schell Dr is owned and occupied by an individual who bought it in August 2017.

Source: Winnebago County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	2134 SCHELL DR, ROCKFORD, IL 61109-4833
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2017 · Amount on File
Deed Sale	Aug 31, 2017 · Amount on File
Record Updated	Sep 20, 2026

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Aug 31, 2017
Property Address	2134 SCHELL DR, ROCKFORD, IL 61109-4833
Document Number	0001026678
Instrument Date	Aug 28, 2017
Instrument	1026678
Transaction Type	Transfer
Record Updated	Aug 24, 2018
Title Company	TITLE UNDERWRITERS AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$90.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2134 SCHELL DR ROCKFORD IL 611094833, ROCKFORD, IL 61109-4833

Mortgage

Document Number	1026679
Date	Aug 31, 2017
Instrument	1026679

Lender

Name	FIRST CMNTY CU/BELOIT
Type	Credit Union
Address	BELOIT, WI 53511

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 30, 2047

Interest

Rate Type	Fixed Rate
Rate	4.12%

Tax Assessment & Valuation

The 2025 property tax bill for 2134 Schell Dr was $3,257 with a homeowner's exemption.

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Rockford Township
Unified School District	Rockford School District 205 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,257.00	$50,076 Land $4,986 Building $45,090	$150,228 Land $14,958 Building $135,270
2022	Homeowner's exemption	$35,418 Land $3,527 Building $31,891	$106,254 Land $10,581 Building $95,673

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2134 Schell Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	52 (1978–2025)
Claims Outside the SFHA	5 of 52
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jul 2010 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2134 Schell Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCKFORD serves 147,051 people · EPA ID IL2010300
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250